121 Thunder Spring Dr, Bardstown, KY 40004 Property Records

Nelson County property record for 121 Thunder Spring Dr, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 2001
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2023)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69000-00-083.33`

Property Details

APN / Parcel Number

Primary APN	`69000-00-083.33`
Alternative APNs	`64537` `93400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,307 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Detached
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	93400
Street Address	121 THUNDER SPRING DR
City	BARDSTOWN
State	KY
Zip	40004-9295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG SPRINGS INC LT 34 PC5-42
Legal Subdivision	BIG SPRINGS
Legal Lot Number	34
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2004
Census Tract	930500

Owner

121 Thunder Spring Dr is owned and occupied by an individual who bought it in February 2023.

Source: Nelson County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	121 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 29, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Deed Document Number	20231522
Deed Book / Page	589 / 316
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Feb 14, 2023
Property Address	121 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Document Number	00D589/316
Book / Page	D589 / 316
Map Reference	CAB 6 SL 66
Instrument Date	Feb 6, 2023
Instrument	2023001522
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9944 E HIGHWAY 86, CUSTER, KY 40115-5239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295

Mortgage

Document Number	2023001523
Date	Feb 14, 2023
Instrument	2023001523

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	121 THUNDER SPRING DR, BARDSTOWN, KY 40004-9295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1170/449
Date	May 29, 2018
Book Page	M1170/449
Instrument	2018006327

Lender

Name	PNC BANK NA
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 121 Thunder Spring Dr was $2,321.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00	$230,000 Building $230,000	$230,000 Building $230,000
2023	$1,592.00	$144,700	$144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Thunder Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Thunder Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bardstown Connect.

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