121 Three Winds Ranch Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 121 Three Winds Ranch Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,200 sqft · built 2003
Lot Size	14.4 acres (628,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,163 (Nov 2021)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	Nov 2021 Sale Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`455600517850000`

Property Details

APN / Parcel Number

Primary APN	`455600517850000`
Alternative APN	`56171`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	2,216 sqft
1st Floor Area	1,200 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	628,571 sqft (14.4 acres)
Lot Dimensions	528 ft deep x 994 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	320 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56171
Street Address	121 THREE WINDS RANCH RD
City	MURPHY
State	NC
Zip	28906-9524
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	VERRUSIO PROP 1585/402
Legal Subdivision	R LARRY BROWN AND WIFE SANDRA M BROWN
Legal Phase	1585
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2022
Census Tract	930300

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 THREE WINDS RANCH RD, MURPHY, NC 28906-9524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed, Transfer
Apr 18, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	20217907
Deed Book / Page	1697 / 444
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	001697/444
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 23, 2021
Property Address	121 THREE WINDS RANCH RD, MURPHY, NC 28906-9524
Document Number	001697/444
Book / Page	1697 / 444
Instrument Date	Nov 22, 2021
Instrument	7907
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 THREE WINDS RANCH RD, 121, MURPHY, NC 28906-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 THREE WINDS RANCH RD, MURPHY, NC 28906-9524

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 18, 2018
Property Address	121 THREE WINDS RANCH RD, MURPHY, NC 28906-9524
Document Number	01585/0402
Book / Page	01585 / 0402
Instrument Date	Apr 16, 2018
Instrument	01824
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 THREE WINDS RANCH RD, 121, MURPHY, NC 28906-9524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3500 GULF BLVD APT 406, 406, BELLEAIR BEACH, FL 33786-3669

Mortgage

Document Number	01825
Date	Apr 18, 2018
Instrument	01825

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00	$216,350 (-)	$216,350 (-) Land $83,030 Building $133,320
2023		$216,350	$216,350 Land $83,030 Building $133,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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