Clay County property record for 121 Thomas St, Flora, IL 62839 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1957 |
| Square Footage | 864 sqft Living Area |
| Lot Size | 6,218 sqft (0.142 acres) |
| Garage | 384 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2023) |
| Tax Bill | $1,721.00 (2024) |
| Primary APN | 10-26-414-003 |
|---|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 864 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Multifamily Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 6,218 sqft (0.142 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 384 sqft Garage |
| Heating System | Central Heating |
|---|
| Street Address | 121 THOMAS ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1286 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | THOMAS SUB-DIVN BLOCK A PT LOTS 6 & 7 |
| Legal Subdivision | THOMAS SUB |
| Legal Block | A |
| Legal Lot Number | 6-7 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 1 |
| Census Block | 1073 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-26-414-003
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 THOMAS ST, FLORA, IL 62839-1286 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOME LOAN EXPERT LLC |
| Oct 03, 2022 | Warranty Deed, Transfer · Conventional Mortgage COMMUNITY PARTNER SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Prior Sale | Oct 03, 2022 · Amount on Record |
| Prior Transfer Date | Oct 26, 2022 |
| Prior Transfer Doc | 0000206010 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Feb 10, 2023 |
| Property Address | 121 THOMAS ST, FLORA, IL 62839-1286 |
| Document Number | 0000206665 |
| Instrument Date | Feb 09, 2023 |
| Instrument | 206665 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 THOMAS ST, FLORA, IL 62839-1286 |
| Document Number | 0000206666 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 206666 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 03, 2022 |
| Property Address | 121 THOMAS ST, FLORA, IL 62839-1286 |
| Document Number | 0000205804 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 205804 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 THOMAS ST, FLORA, IL 62839 |
| Document Number | 0000205805 |
|---|---|
| Date | Oct 03, 2022 |
| Instrument | 205805 |
| Name | COMMUNITY PARTNER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,268 (+84.47%) Land $2,375 Building $27,893 | $90,804 (+84.47%) Land $7,125 Building $83,679 | |
| 2024 | $1,721.00 (+73.66%) | ||
| 2022 | $991.00 (+10.48%) Homeowner's exemption | $16,408 Land $1,808 Building $14,600 | $49,224 Land $5,424 Building $43,800 |
| 2021 | $897.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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