Worcester County and Lancaster Town property record for 121 Sylvan Rd, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 822 sqft · built 1950 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Dec 2025) |
| Tax Bill | $4,124 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:037.0 B:0000 L:0064.0 |
| Primary APN | LANC M:037.0 B:0000 L:0064.0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 822 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Basement Area | 806 sqft |
| Unfinished Basement | 524 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 121 SYLVAN RD |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-1957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 64.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Dec 2, 2025 | Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Apr 24, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RFLF 7 LLC |
| Oct 6, 2022 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2025 · Amount on Record |
| Deed Book / Page | 72910 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0069578-73 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 69578/73 |
| Instrument | 71546 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Dec 2, 2025 |
| Property Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
| Document Number | 0072910-77 |
| Book / Page | 72910 / 77 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 105193 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
| Document Number | 0000105194 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 105194 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Apr 24, 2025 |
| Property Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
| Document Number | 071892-198 |
| Book / Page | 71892 / 198 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 31400 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 OAKES LNDG, SHIRLEY, MA 01464-2148 |
| Document Number | 0000031401 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 31401 |
| Name | RFLF 7 LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Oct 6, 2022 |
| Property Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
| Document Number | 0068322-79 |
| Book / Page | 68322 / 79 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 109538 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 SYLVAN RD, LANCASTER, MA 01523-1957 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,124.00 (+7.01%) | $255,200 (+13.83%) Land $93,800 Building $161,400 | $299,535 (-17.05%) |
| 2024 | $361,095 | ||
| 2023 | $3,854.00 | $224,200 Land $79,400 Building $144,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1978–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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