121 Summerset Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 121 Summerset Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,845 sqft · built 1985
Lot Size	1.03 acres (45,302 sqft)
Owner	Company Name on File
Last Sale	$309,000 (Feb 2004)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`567906A015`

Property Details

APN / Parcel Number

Primary APN	`567906A015`
Alternative APN	`3-0107-5580-00-0011.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,845 sqft Living Area
Gross Area	4,924 sqft
1st Floor Area	2,084 sqft
Basement Area	2,072 sqft
Finished Basement	1,761 sqft
Unfinished Basement	311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	1,786 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	567906A015
Street Address	121 SUMMERSET DR
City	SAINT CHARLES
State	MO
Zip	63304-7671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LAKES #1 LOT 11
Legal Subdivision	LAKES #1
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3025
Census Tract	311124

Owner

121 Summerset Dr is owned by a company that acquired it in November 2013 and is owner-occupied.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Intrafamily Transfer, Transfer
Sep 14, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2004 · Amount on File
Deed Sale	Feb 23, 2004 · Amount on File
Prior Sale	Jan 25, 2001 · Amount on File
Deed Document Number	2004156640
Deed Book / Page	3788 / 901
Last Transfer Date	Nov 18, 2013
Transfer Doc	0000888550
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 20, 2023
Property Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671
Document Number	0000038575
Map Reference	MB 22 PG 119
Instrument Date	Sep 13, 2023
Instrument	2023R-038575
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2023
Property Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671
Document Number	0000037713
Map Reference	MB 22 PG 119
Instrument Date	Sep 13, 2023
Instrument	2023R-037713
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	121 SUMMERSET DR, SAINT CHARLES, MO 63304-7671

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$80,081	$421,480 Land $80,000 Building $341,480
2023	$74,044
2022		$389,705 Land $80,000 Building $309,705

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Summerset Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Summerset Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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