121 Suffolk St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 121 Suffolk St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,670 sqft · built 1879
Lot Size	0.128 acres (5,589 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jul 2014)
Tax Bill	$2,300 (2026)
Deeds & Mortgages	May 2022 Refinance May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11260 P:0039`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11260 P:0039`
Alternative APN	`112600039`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	677 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,589 sqft (0.128 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	112600039
Street Address	121 SUFFOLK ST
City	SPRINGFIELD
State	MA
Zip	01109-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	OAK KNOLL
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4006
Census Tract	801700

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 SUFFOLK ST, SPRINGFIELD, MA 01109-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SPRINGFIELD, CITY OF
May 26, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Prior Sale	Feb 28, 2012 · Amount on Record
Deed Book / Page	20367 / 176
Transfer Doc	020367-176
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	121 SUFFOLK ST, SPRINGFIELD, MA 01109-2824
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024531-82
Date	May 4, 2022
Book Page	24531/82
Instrument	27210

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	121 SUFFOLK ST, SPRINGFIELD, MA 01109-2824
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025020-8
Date	May 26, 2023
Book Page	25020/8
Instrument	24060

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,300.00 (+14.6%)	$148,800 (+16.25%) Land $30,700 Building $118,100	$260,349 (-0.2%)
2025	$2,007.00 (+5.08%)	$128,000 (+14.29%) Land $30,700 Building $97,300	$260,870 (+12.73%)
2024			$231,420
2023	$1,910.00	$112,000 Land $27,900 Building $84,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 782 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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