121 Stowe, Williamsburg, VA 23188 Property Records

James City County property record for 121 Stowe, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,469 sqft · built 2010
Lot Size	0.542 acres (23,610 sqft)
Owner	Company Name on File
Last Sale	$1,107,500 (Oct 2025)
Tax Bill	$7,972 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`37-2 06-0-0043`

Property Details

APN / Parcel Number

Primary APN	`37-2 06-0-0043`
Alternative APN	`22174`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,469 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	23,610 sqft (0.542 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22174
Street Address	121 STOWE
City	WILLIAMSBURG
State	VA
Zip	23188-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-43 S-13B FORDS COLONY
Legal Subdivision	FORDS COLONY
Legal Lot Number	43 S
Jurisdiction	JAMES CITY VA
Township / Civil Division	JAMESTOWN
Census Block Group	2
Census Block	2006
Census Tract	80208

Owner

121 Stowe is owned by a company that bought it in October 2025 and is owner-occupied.

Source: James City County records, as of November 17, 2025

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	121 STOWE, WILLIAMSBURG, VA 23188-8911
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Bargain and Sale Deed, Transfer · VA Mortgage USAA FSB
Aug 3, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Aug 3, 2018
Deed Document Number	202514052
Record Updated	Jun 8, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Oct 1, 2025
Property Address	121 STOWE, WILLIAMSBURG, VA 23188-8911
Document Number	0202514052
Map Reference	MB 67 PG 61-63
Instrument Date	Sep 18, 2025
Instrument	202514052
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,107.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STOWE, WILLIAMSBURG, VA 23188-8911

Mortgage

Document Number	0202514053
Date	Oct 1, 2025
Instrument	202514053

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Aug 3, 2018
Property Address	121 STOWE, WILLIAMSBURG, VA 23188-8911
Document Number	0000012732
Instrument Date	Jul 31, 2018
Instrument	12732
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STOWE WILLIAMSBURG VA 231888911, WILLIAMSBURG, VA 23188-8911

Tax Assessment & Valuation

The 2025 property tax bill for 121 Stowe was $7,972, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,972.00 (+6.41%)	$960,600 Land $175,600 Building $785,000	$960,600 Land $175,600 Building $785,000
2024	$7,492.00 (+12.16%)
2023	$6,680.00	$804,900 Land $174,600 Building $630,300	$804,900 Land $174,600 Building $630,300
2022	$6,680.00
2019	$6,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Stowe in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Stowe is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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