121 Stone Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 121 Stone Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,594 sqft · built 2008
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$485,100 (Oct 2025)
Tax Bill	$4,886 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-06.0-2-001-001.27`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-06.0-2-001-001.27`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,594 sqft Living Area
Gross Area	2,074 sqft
1st Floor Area	578 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	480 sqft
Patio Area	308 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	121 STONE OAKS DR
City	ARNOLD
State	MO
Zip	63010-5400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	STONE OAKS LOT 27
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	STONE OAKS
Legal Block	1
Legal Lot Number	27
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1023
Census Tract	700117

Owner

121 Stone Oaks Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 11, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Oct 29, 2025	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Feb 10, 2020	Grant Deed, Transfer CTC
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit US BK
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Feb 18, 2021
Deed Document Number	202528064
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400

Mortgage

Document Number	0000011488
Date	Apr 6, 2022
Instrument	2022R-011488

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	165 Months
Due	Jan 1, 2036

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400

Mortgage

Document Number	0000023272
Date	Sep 11, 2025
Instrument	2025R-023272

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	BONNE TERRE, MO 63628

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 29, 2025
Property Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Document Number	0000028064
Map Reference	MB 214 PG 7
Instrument Date	Oct 28, 2025
Instrument	2025R-028064
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6916 SHADY LAWN DR, SAINT LOUIS, MO 63129-5316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400

Mortgage

Document Number	0000028065
Date	Oct 29, 2025
Instrument	2025R-028065

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 10, 2020
Property Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Document Number	0000004844
Instrument Date	Jan 27, 2020
Instrument	4844
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	CTC

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 STONE OAKS DR ARNOLD MO 630105400, ARNOLD, MO 63010-5400

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Document Number	0000000519
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE OAKS DR ARNOLD MO 630105400, ARNOLD, MO 63010-5400

Mortgage

Document Number	0000000519
Date	Jan 5, 2018
Instrument	519

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	121 STONE OAKS DR, ARNOLD, MO 63010-5400
Document Number	0000040061
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE OAKS DR ARNOLD MO 630105400, ARNOLD, MO 63010-5400

Mortgage

Document Number	0000040061
Date	Dec 20, 2017
Instrument	40061

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 19, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 Stone Oaks Dr was $4,886.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,700 (-) Land $7,700 Building $63,000	$372,400 Land $40,700 Building $331,700
2025	$4,886.00	$70,700 Land $7,700 Building $63,000
2024			$372,400 (+9.37%) Land $40,700 Building $331,700
2023	$4,590.00	$64,700 Land $7,700 Building $57,000	$340,500 Land $40,700 Building $299,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Stone Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Stone Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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