Isle Of Wight County property record for 121 Spring Grove Way, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,577 sqft · built 2021 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,000 (Jan 2025) |
| Tax Bill | $2,370 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-01-075A472 |
| Primary APN | 32-01-075A472 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 297 sqft |
| Unfinished Basement | 343 sqft |
| Game Room | Game Room |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Material | Asphalt |
| Lot Area | 2,962 sqft (0.068 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Street Address | 121 SPRING GROVE WAY |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 472 BENNS GRANT SUB PH 10A-1 PLAT #194448 |
| Legal Subdivision | PHASE 10A-1 BENNS GRANT |
| Legal Lot Number | 472 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 280105 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 SPRING GROVE WAY, SMITHFIELD, VA 23430-6386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 12, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jan 29, 2025 | Bargain and Sale Deed, Transfer · VA Mortgage LOANUNITED.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2025 · Amount on Record |
| Deed Sale | Jan 29, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2021 · Amount on Record |
| Deed Document Number | 2025393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Aug 12, 2026 |
| Property Address | 121 SPRING GROVE WAY, SMITHFIELD, VA 23430-6386 |
| Document Number | 0000003909 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20263909 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000003909, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20263909 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Jan 29, 2025 |
| Property Address | 121 SPRING GROVE WAY, SMITHFIELD, VA 23430-6386 |
| Document Number | 0250000393 |
| Map Reference | DOC 190004448 |
| Instrument Date | Jan 23, 2025 |
| Instrument | 250000393 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 SPRING GROVE WAY, SMITHFIELD, VA 23430-6386 |
| Document Number | 0250000394 |
|---|---|
| Date | Jan 29, 2025 |
| Instrument | 250000394 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,370.00 (+4.5%) | $292,700 (-) Land $60,000 Building $232,700 | $292,700 (-) Land $60,000 Building $232,700 |
| 2025 | $2,268.00 | $292,700 (-) Land $60,000 Building $232,700 | $292,700 (-) Land $60,000 Building $232,700 |
| 2023 | $292,700 Land $60,000 Building $232,700 | $292,700 Land $60,000 Building $232,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2006–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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