121 Smith Rd, Chatham, LA 71226 Property Records

Jackson Parish property record for 121 Smith Rd, Chatham, LA 71226

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 2020)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0040042070J`

Property Details

APN / Parcel Number

Primary APN	`0040042070J`

Exterior

Total Buildings	2 Buildings

Location & Zoning

Street Address	121 SMITH RD
City	CHATHAM
State	LA
Zip	71226-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	419572: LOT 12, GOSS POINTE SUBDIVISION, A PLANNED RESIDENTIAL SUBDIVISION, LOCATED IN SWCTIONS 29 AND 32, 15- 1W, AS PER
Legal Range	01W
Legal Township	15
Legal Section	29
Legal Subdivision	GOSS POINTE
Legal Lot Number	12
Jurisdiction	JACKSON LA
Township / Civil Division	2
Census Block Group	2
Census Block	2007
Census Tract	970300

Owner

Source: Jackson Parish records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8905 MANCHAC RD, SAINT GABRIEL, LA 70776-5834
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage BATON ROUGE TELCO FEDERAL CREDIT UNION
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST GUARANTY BANK
Jun 19, 2020	Deed, Transfer · Stand-Alone First Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	2020419572
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON LA
Property Address	121 SMITH RD, CHATHAM, LA 71226-7101
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	BAYOU TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427735
Date	Jul 31, 2023
Instrument	427735

Lender

Name	BATON ROUGE TELCO FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON LA
Property Address	121 SMITH RD, CHATHAM, LA 71226-7101
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424835
Date	May 24, 2022
Instrument	424835

Lender

Name	FIRST GUARANTY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON LA
Recording Date	Jun 19, 2020
Property Address	121 SMITH RD, CHATHAM, LA 71226-7101
Document Number	0000419572
Instrument	419572
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000419573
Date	Jun 19, 2020
Instrument	419573

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson Parish assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Jackson Parish
Unified School District	Jackson Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,168.00 (+589.99%)	$46,500 (+554.93%) Land $7,100 Building $39,400	$465,000 (+554.93%) Land $71,000 Building $394,000
2023	$749.00	$7,100 Land $7,100	$71,000 Land $71,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Mar 2016 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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