121 Shinkle St, Findlay, OH 45840 Property Records

Hancock County property record for 121 Shinkle St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,068 sqft · built 1920
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Sep 2020)
Tax Bill$1,346 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1010-133-02-006.000

Property Details

APN / Parcel Number

Primary APN1010-133-02-006.000
Alternative APN
  • 610000332870

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft
Basement Area888 sqft
Unfinished Basement888 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions180 ft deep x 40 ft wide
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 SHINKLE ST
CityFINDLAY
StateOH
Zip45840-2553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE ADD THE LOT 8347
Legal SubdivisionWHITE ADD THE
Legal Lot Number8347
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1034
Census Tract901

Owner

121 Shinkle St is owned and occupied by an individual who bought it in September 2020.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address121 SHINKLE ST, FINDLAY, OH 45840-2553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Prior SaleJun 7, 1990 · Amount on File
Deed Document Number20209509
Deed Book / Page2573 / 1981
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateSep 22, 2020
Property Address121 SHINKLE ST, FINDLAY, OH 45840-2553
Document Number02573/1981
Book / Page2573 / 1981
Instrument DateSep 21, 2020
Instrument202000009509
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 SHINKLE ST, FINDLAY, OH 45840-2553

Mortgage

Document Number202000009510
DateSep 22, 2020
Instrument202000009510
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 Shinkle St was $1,346 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,346.00$43,910 Land $5,540 Building $38,370$125,460 Land $15,820 Building $109,640
2023$1,260.00 Homeowner's exemption$35,420 Land $4,470 Building $30,950
2022$101,180 Land $12,760 Building $88,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Shinkle St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims10 (2007–2017)
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 Shinkle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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