121 Shelby St, Sebring, FL 33876 Property Records

Highlands County property record for 121 Shelby St, Sebring, FL 33876

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,036 sqft · built 2004
Lot Size	0.261 acres (11,380 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Mar 2020)
Tax Bill	$957 (2024)
Deeds & Mortgages	Feb 2021 Transfer Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C345905000300060`

Property Details

APN / Parcel Number

Primary APN	`C345905000300060`
Alternative APN	`C-34-35-29-050-0030-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,036 sqft Living Area
1st Floor Area	1,860 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,380 sqft (0.261 acres)
Lot Dimensions	142 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	368 sqft
Carport	Carport
Carport Area	368 sqft
Driveway	Concrete Driveway
Driveway Area	264 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	660 sqft
Deck Area	76 sqft
Patio Area	76 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	121 SHELBY ST
City	SEBRING
State	FL
Zip	33876-9722
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1S
Legal Description	MARY JANE MANOR PB 10-PG 46 LOT 6 BLK 3
Legal Range	29E
Legal Township	35S
Legal Section	34
Legal Subdivision	MARY JANE MANOR
Legal Block	3
Legal Lot Number	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3041
Census Tract	961202

Owner

121 Shelby St, a mobile home, is owned and occupied by two individuals who acquired it in October 2020.

Source: Highlands County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 SHELBY ST, SEBRING, FL 33876-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Intrafamily Transfer, Transfer
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NAT'L BK
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Oct 19, 2018	Warranty Deed, Transfer · Line of Credit CONSTANCE K RATHBUN
May 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on File
Deed Sale	Mar 18, 2020 · Amount on File
Prior Sale	Oct 19, 2018 · Amount on File
Deed Document Number	20201979799
Deed Book / Page	2744 / 1094
Last Transfer Date	Oct 30, 2020
Transfer Doc	0002004637
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 19, 2021
Property Address	121 SHELBY ST, SEBRING, FL 33876-9722
Document Number	0002020149
Book / Page	2803 / 1189
Map Reference	MB 10 PG 46
Instrument Date	Feb 19, 2021
Instrument	2020149
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3211 DUFFER RD, SEBRING, FL 33872-1246

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	121 SHELBY ST, SEBRING, FL 33876-9722
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	CAPSTONE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3211 DUFFER RD SEBRING FL 338721246, SEBRING, FL 33872-1246

Mortgage

Document Number	1979800
Date	Mar 18, 2020
Book Page	002744/001097
Instrument	1979800

Lender

Name	HEARTLAND NAT'L BK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 17, 2025

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	121 SHELBY ST, SEBRING, FL 33876-9722
Document Number	0001932124
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 SHELBY ST SEBRING FL 338769722, SEBRING, FL 33876-9722

Mortgage

Document Number	0001932124
Date	Mar 13, 2019
Book Page	002682/000119
Instrument	1932124

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 12, 2029

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 19, 2018
Property Address	121 SHELBY ST, SEBRING, FL 33876-9722
Document Number	0001915339
Book / Page	002660 / 001902
Instrument Date	Oct 10, 2018
Instrument	1915339
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 SHELBY ST SEBRING FL 338769722, SEBRING, FL 33876-9722

Mortgage

Document Number	1915340
Date	Oct 19, 2018
Book Page	002660/001904
Instrument	1915340

Lender

Name	CONSTANCE K RATHBUN
Address	9806 TOMER RD, CLAYTON, MI 49235-9741
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 18, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 8, 2018
Property Address	121 SHELBY ST, SEBRING, FL 33876-9722
Document Number	0001895762
Book / Page	002635 / 000059
Instrument Date	May 7, 2018
Instrument	1895762
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9806 TOMER RD CLAYTON MI 492359741, CLAYTON, MI 49235-9741

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$84,846	$126,281 Land $10,100 Building $116,181
2024	$957.00 (+5.51%)
2023	$907.00 (+3.89%) Homeowner's exemption	$80,053 (+3%)	$121,205 (+10.94%) Land $4,040 Building $117,165
2022	$873.00 Homeowner's exemption	$77,721	$109,254 Land $4,040 Building $105,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Shelby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Shelby St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Rapid Systems Fixed Wireless	50 / 10
CenturyLink DSL	40 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Conexon Connect, Xfinity.

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