121 Shady Creek Ln, Terrell, TX 75160 Property Records

Kaufman County property record for 121 Shady Creek Ln, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 2018
Lot Size	0.255 acres (11,112 sqft)
Owner	Individual on Record
Tax Bill	$5,519 (2024)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S0775012400`

Property Details

APN / Parcel Number

Primary APN	`S0775012400`
Alternative APNs	`00.0775.0008.0011.00.06.06` `R60733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	848 sqft
2nd Floor Area	1,248 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,112 sqft (0.255 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R60733
Old Parcel Number	S0775012400
Street Address	121 SHADY CREEK LN
City	TERRELL
State	TX
Zip	75160-5138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE EST, BLOCK H, LOT 11; PH 1, & HOUSE PH 1, & HOUSE
Legal Subdivision	CREEKSIDE EST
Legal Block	H
Legal Lot Number	11
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1014
Census Tract	50402

Owner

Source: Kaufman County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	121 SHADY CREEK LN, TERRELL, TX 75160-5138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Dec 31, 2018	Vendor's Lien, Transfer · FHA Mortgage MORTGAGE FINANCIAL SERVICES LLC
Apr 11, 2018	Grant Deed, Mortgage · Line of Credit LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018
Deed Sale	Dec 31, 2018
Deed Document Number	2018-0031938
Deed Book / Page	5898 / 154
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	121 SHADY CREEK LN, TERRELL, TX 75160-5138
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077020551
Date	Jul 1, 2022
Book Page	7702/551
Instrument	2022-0025536

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	121 SHADY CREEK LN, TERRELL, TX 75160-5138
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062690272
Date	Jan 14, 2020
Book Page	6269/272
Instrument	2020-0001166

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Dec 31, 2018
Property Address	121 SHADY CREEK LN, TERRELL, TX 75160-5138
Document Number	0058980154
Book / Page	5898 / 154
Map Reference	CAB 2 ENV 530
Instrument Date	Dec 28, 2018
Instrument	2018-0031938
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	STEWART TITLE NORTH TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1038 TEXAN TRL, 1038, GRAPEVINE, TX 76051-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SHADY CREEK LN, TERRELL, TX 75160-5138

Mortgage

Document Number	20180031939
Date	Dec 31, 2018
Instrument	2018-0031939

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KAUFMAN TX
Recording Date	Apr 11, 2018
Property Address	121 SHADY CREEK LN, TERRELL, TX 75160-5138
Document Number	0056410442
Book / Page	005641 / 000442
Instrument Date	Apr 11, 2018
Instrument	8478
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	9001 AIRPORT FWY #400 NORTH RICHLAND HILLS TX 761809128, 400, NORTH RICHLAND HILLS, TX 76180-9128

Mortgage

Document Number	56410442
Date	Apr 11, 2018
Book Page	005641/000442
Instrument	8478

Lender

Name	LEGACY BK/TX
Type	Bank
Address	100 THROCKMORTON ST # 1510, FORT WORTH, TX 76102-2845

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Terrell City
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$283,013 (-10.18%) Land $65,000 Building $218,013	$283,013 (-10.18%) Land $65,000 Building $218,013
2024	$5,519.00 (+12.54%)
2023	$4,904.00 (-11.38%) Homeowner's exemption	$315,073 Land $65,000 Building $250,073	$315,073 Land $65,000 Building $250,073
2022	$5,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TERRELL serves 18,432 people · EPA ID TX1290006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink.

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