Onslow County property record for 121 Shadow Creek Dr, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,049 sqft · built 2020 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,000 (May 2026) |
| Tax Bill | $2,847 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1314C-139 |
| Primary APN | 1314C-139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,049 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 490031389 |
|---|---|
| Street Address | 121 SHADOW CREEK DR |
| City | HUBERT |
| State | NC |
| Zip | 28539-6005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10SF |
| Legal Description | L34 SHADOW CREEK EST |
| Legal Subdivision | SHADOW CREEK ESTATES |
| Legal Lot Number | 34 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 2803 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 SHADOW CREEK DR, HUBERT, NC 28539-6005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 19, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 22, 2020 | Deed of Trust, Mortgage · Line of Credit SELECT BANK & TRUST CO |
| Jan 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2026 · Amount on Record |
| Deed Sale | May 19, 2026 · Amount on Record |
| Prior Sale | Jan 8, 2021 · Amount on Record |
| Deed Book / Page | 6595 / 233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 19, 2026 |
| Property Address | 121 SHADOW CREEK DR, HUBERT, NC 28539-6005 |
| Document Number | 6595000233 |
| Book / Page | 6595 / 233 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $78,174.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 SHADOW CREEK DR, HUBERT, NC 28539-6005 |
| Document Number | 6595000236, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6595/236 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 121 SHADOW CREEK DR, HUBERT, NC 28539-6005 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0052940534 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 5294/534 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28233 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 8, 2021 |
| Property Address | 121 SHADOW CREEK DR, HUBERT, NC 28539-6005 |
| Document Number | 0053550911 |
| Book / Page | 5355 / 911 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 PELLETIER LOOP RD, 612, SWANSBORO, NC 28584-7478 |
| Name | Verified Name |
|---|---|
| Address | 121 SHADOW CREEK DR, HUBERT, NC 28539-6005 |
| Document Number | 0005355914 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 5355/914 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Swansboro Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,847.00 | $383,131 (+35.21%) Land $72,000 Building $311,131 | $383,131 (+35.21%) Land $72,000 Building $311,131 |
| 2025 | $2,847.00 | $283,369 (-) Land $45,000 Building $238,369 | $283,369 (-) Land $45,000 Building $238,369 |
| 2023 | $2,847.00 | $283,369 Land $45,000 Building $238,369 | $283,369 Land $45,000 Building $238,369 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 53 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 53 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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