121 Sabal Lake Dr, Naples, FL 34104 Property Records

Collier County property record for 121 Sabal Lake Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$472,000 (Sep 2023)
Tax Bill	$5,926 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jun 2021 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610300 A 95B04`

Property Details

APN / Parcel Number

Primary APN	`610300 A 95B04`
Alternative APN	`71755008564`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Pool Area	198 sqft
Deck Area	599 sqft

Location & Zoning

Street Address	121 SABAL LAKE DR
City	NAPLES
State	FL
Zip	34104-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SABAL LAKE UNIT ONE BLK A LOT 9
Legal Range	26
Legal Township	50
Legal Section	4
Legal Subdivision	SABAL LAKE UNIT 1
Legal Tract	610300
Legal Block	A
Legal Lot Number	9
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10519

Owner

121 Sabal Lake Dr is held in a trust since January 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1105 SAN MARCO RD, MARCO ISLAND, FL 34145-5055
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jun 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Jul 9, 1999 · Amount on File
Deed Document Number	20236453656
Deed Book / Page	6288 / 690
Last Transfer Date	Jan 14, 2026
Transfer Doc	0006775145
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 15, 2023
Property Address	121 SABAL LAKE DR, NAPLES, FL 34104-6407
Document Number	0062880690
Book / Page	6288 / 690
Map Reference	MB 15 PG 1
Instrument Date	Sep 13, 2023
Instrument	6453656
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,304.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SABAL LAKE DR, NAPLES, FL 34104-6407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SAN MARCO RD, MARCO ISLAND, FL 34145-5055

Mortgage

Document Number	0006288692
Date	Sep 15, 2023
Instrument	6288/692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	121 SABAL LAKE DR, NAPLES, FL 34104-6407
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SABAL LAKE DR, NAPLES, FL 34104-6407

Mortgage

Document Number	0059730489
Date	Jun 29, 2021
Book Page	5973/489
Instrument	6086674

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	929 Months
Due	Nov 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.23%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year CMT

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	121 SABAL LAKE DR, NAPLES, FL 34104-6407
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SABAL LAKE DR, NAPLES, FL 34104-6407

Mortgage

Document Number	0059730505
Date	Jun 29, 2021
Book Page	5973/505
Instrument	6086675

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	929 Months
Due	Nov 25, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.23%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 121 Sabal Lake Dr was $5,926.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,163 (-16.31%) Land $223,973 Building $215,190	$439,163 (-16.31%) Land $223,973 Building $215,190
2025	$5,926.00	$524,730 Land $337,988 Building $186,742	$524,730 Land $337,988 Building $186,742
2023	$1,860.00 (-3.73%) Homeowner's exemption Widower's exemption	$196,899 (+3%)	$609,557 (+25.92%) Land $396,572 Building $212,985
2022	$1,932.00 Homeowner's exemption	$191,164	$484,072 Land $264,982 Building $219,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Sabal Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2022
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Sabal Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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