121 S Pontotoc Rd, Bruce, MS 38915 Property Records

Calhoun County property record for 121 S Pontotoc Rd, Bruce, MS 38915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,689 sqft · built 1959
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1409113300031`

Property Details

APN / Parcel Number

Primary APN	`1409113300031`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,689 sqft Adjusted Area
Interior Walls	Plywood

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	13,068 sqft (0.3 acres)
Utility Building	100 sqft

Location & Zoning

Street Address	121 S PONTOTOC RD
City	BRUCE
State	MS
Zip	38915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W BRUCE PG 15 LOT 36 & 37 BLK 10 DB A120/321
Legal Block	10
Legal Lot Number	36-37
Jurisdiction	CALHOUN MS
Township / Civil Division	3
Census Block Group	2
Census Block	2017
Census Tract	950200

Owner

Source: Calhoun County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 S PONTOTOC RD, PITTSBORO, MS 38951-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 25, 2020	Warranty Deed, Transfer
Jul 28, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2020
Deed Sale	Aug 25, 2020
Prior Sale	Jul 28, 2020
Deed Document Number	0020202007
Deed Book / Page	2020 / 2007
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MS
Property Address	121 S PONTOTOC RD, BRUCE, MS 38915
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 VIOLA ST, HOULKA, MS 38850-7603

Mortgage

Document Number	000421/613
Date	Aug 25, 2020
Book Page	421/613
Instrument	2020002008

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MS
Recording Date	Aug 25, 2020
Property Address	121 S PONTOTOC RD, BRUCE, MS 38915
Document Number	000256/205
Book / Page	256 / 205
Instrument Date	Aug 25, 2020
Instrument	2020002007
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 COUNTY ROAD 125, BRUCE, MS 38915-9330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S PONTOTOC RD, PITTSBORO, MS 38951-9735

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN MS
Recording Date	Jul 28, 2020
Property Address	121 S PONTOTOC RD, BRUCE, MS 38915
Document Number	255/626
Book / Page	255 / 626
Instrument Date	Jul 27, 2020
Instrument	2020001691
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 COUNTY ROAD 125, BRUCE, MS 38915-9330

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Calhoun County
Municipality	Bruce Town
Unified School District	Calhoun County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00 (+9.26%)	$11,174 (-) Land $750 Building $10,424	$74,494 (-) Land $5,000 Building $69,494
2023	$1,329.00	$11,174 Land $750 Building $10,424	$74,494 Land $5,000 Building $69,494

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (1991–2021)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCE serves 2,798 people · EPA ID MS0070003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Cable	1,000 / 20
Starlink Satellite	280 / 30
Telapex Fixed Wireless	100 / 20

May also be available: Fail Telecommunication, T-Mobile USA.

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