121 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 121 S Main St, Bluffton, OH 45817

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,236 sqft · built 1920
Lot Size	0.084 acres (3,659 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Sep 2016)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-0111-13-016.000`

Property Details

APN / Parcel Number

Primary APN	`28-0111-13-016.000`
Alternative APN	`A0228011113016000`

Interior

Stories	1 Story
Building Area	7,236 sqft Gross Area
1st Floor Area	7,236 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,659 sqft (0.084 acres)
Lot Dimensions	140 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	121 S MAIN ST
City	BLUFFTON
State	OH
Zip	45817-1249
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	J H EATONS ADDITION LOT 62 NE1/2 FF 26.00
Legal Subdivision	J H EATONS ADDITION
Legal Lot Number	62
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3012
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 S MAIN ST, BLUFFTON, OH 45817-1249
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Document Number	20169420
Deed Book / Page	2016 / 9420
Prior Transfer Date	Jun 28, 2010
Prior Transfer Doc	7070007121
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	121 S MAIN ST, BLUFFTON, OH 45817-1249
Document Number	0000004796
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 S MAIN ST BLUFFTON OH 458171249, BLUFFTON, OH 45817-1249

Mortgage

Document Number	0000004796
Date	May 11, 2020
Instrument	4796

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,102.00	$50,890 (-) Land $6,790 Building $44,100	$145,400 (-) Land $19,400 Building $126,000
2024	$2,102.00 (+5%)	$50,890 (+10.06%) Land $6,790 Building $44,100	$145,400 (+10.07%) Land $19,400 Building $126,000
2023	$2,002.00 (-0.55%)	$46,240 (-) Land $6,160 Building $40,080
2022	$2,013.00	$46,240 Land $6,160 Building $40,080
2021			$132,100 Land $17,600 Building $114,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fiber · Fixed Wireless	1,000 / 500
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Buckeye Wireless.

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