121 S Forest Dr, Havelock, NC 28532 Property Records

Craven County property record for 121 S Forest Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 769 sqft · built 1991
Lot Size	0.24 acres (10,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Apr 2025)
Tax Bill	$2,474 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-059-B-056`

Property Details

APN / Parcel Number

Primary APN	`6-059-B-056`
Alternative APNs	`103659` `98410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	769 sqft Living Area
1st Floor Area	769 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,450 sqft (0.24 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98410
Street Address	121 S FOREST DR
City	HAVELOCK
State	NC
Zip	28532-2457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 SOUTH FOREST PH III
Legal Subdivision	SOUTH FOREST
Legal Phase	III
Legal Lot Number	56
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2040
Census Tract	961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 S FOREST DR, HAVELOCK, NC 28532-2457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · VA Mortgage TURBO MORTGAGE FUNDING LLC
Mar 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Nov 26, 2014 · Amount on Record
Deed Document Number	202510139965
Deed Book / Page	3835 / 1064
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	0003716/22
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	121 S FOREST DR, HAVELOCK, NC 28532-2457
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S FOREST DR, HAVELOCK, NC 28532-2457

Mortgage

Document Number	03870/1005
Date	Feb 26, 2026
Book Page	3870/1005
Instrument	10152783

Lender

Name	TURBO MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	30100 TELEGRAPH RD STE 250, BINGHAM FARMS, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Mar 9, 2022
Property Address	121 S FOREST DR, HAVELOCK, NC 28532-2457
Document Number	0003716/22
Book / Page	3716 / 22
Map Reference	CAB F SL 112-E
Instrument Date	Feb 23, 2022
Instrument	10093151
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S FOREST DR, HAVELOCK, NC 28532-2457

Mortgage

Document Number	0000371625
Date	Mar 9, 2022
Instrument	3716/25

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,474.00 (+1.23%)	$201,070 (-1.3%) Land $35,000 Building $166,070	$201,070 (-1.3%) Land $35,000 Building $166,070
2025	$2,444.00 (+3.96%)	$203,710 (-) Land $35,000 Building $168,710	$203,710 (-) Land $35,000 Building $168,710
2023	$2,351.00 (+60.48%)	$203,710 (+66.7%) Land $35,000 Building $168,710	$203,710 (+66.7%) Land $35,000 Building $168,710
2022	$1,465.00	$122,200 Land $30,000 Building $92,200
2018			$122,200 Land $30,000 Building $92,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	29 (1995–2019)
Claims Outside the SFHA	24 of 29
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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