Gaston County property record for 121 S Elm St, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,072 sqft · built 1989 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,456 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 215196 |
| Primary APN | 215196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,072 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 323 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1686232 |
|---|---|
| Street Address | 121 S ELM ST |
| City | LOWELL |
| State | NC |
| Zip | 28098-1254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEAU NAT HEIGHTS BLK E L 8-10 & P/11,12,19,& 20 05 003 095 00 000 |
| Legal Subdivision | BEAU NAT HEIGHTS |
| Legal Block | E |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 31304 |
121 S Elm St is owned by a company that acquired it in December 2014.
Source: Gaston County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 121 S ELM ST, LOWELL, NC 28098-1254 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 5, 2014 |
| Transfer Doc | 0047611952 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 121 S Elm St was $1,456, down 4% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,456.00 (-40.03%) | $450,280 (-) Land $26,140 Building $424,140 | |
| 2025 | $2,428.00 | $450,280 Land $26,140 Building $424,140 | |
| 2023 | $2,691.00 | $450,280 Land $26,140 Building $424,140 | |
| 2021 | $215,340 Land $17,740 Building $197,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 S Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 S Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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