121 S Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 121 S Commerce Ave, Sebring, FL 33870

Property Summary

Property Type	Retail Store
Details	1.5 ba · 2,640 sqft · built 1965
Lot Size	0.12 acres (5,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2023)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S294907006300180`

Property Details

APN / Parcel Number

Primary APN	`S294907006300180`
Alternative APN	`S-29-34-29-070-0630-0180`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,640 sqft Gross Area
1st Floor Area	2,640 sqft
Flooring	Carpet

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1983
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	5,204 sqft (0.12 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Commercial
Driveway	Driveway
Driveway Area	3,247 sqft
Canopy	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 S COMMERCE AVE
City	SEBRING
State	FL
Zip	33870-3602
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	C1
Legal Description	TOWN OF SEBRING TRANS BK-PG 6 LOT 18 BLK 63
Legal Subdivision	LIMETREE VILLAS
Legal Block	63
Legal Lot Number	18
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1021
Census Tract	961100

Owner

Source: Highlands County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1742 EVANGELINE AVE, SEBRING, FL 33870-2810
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Balloon Mortgage OLD REPUBLIC TITLE
May 16, 2023	Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C
Dec 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 31, 2019	Warranty Deed, Transfer · Line of Credit MIDFLORIDA CU
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage TOMARCO PARTNERS LLLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Jul 31, 2019 · Amount on Record
Deed Document Number	20232151307
Deed Book / Page	2975 / 726
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 20, 2026
Property Address	121 S COMMERCE AVE, SEBRING, FL 33870-3602
Document Number	0002322319
Book / Page	3206 / 302
Instrument Date	Jul 15, 2026
Instrument	20262322319
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	3900 SANTIAGO ST, SEBRING, FL 33872-2206

Mortgage

Document Number	0002322319,
Date	Jul 20, 2026
Book Page	3206/302
Instrument	20262322319

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 15, 2029

Interest

Rate Type	Balloon
Rate	6.47%
Initial Type	Balloon
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 16, 2023
Property Address	121 S COMMERCE AVE, SEBRING, FL 33870-3602
Document Number	0002151307
Book / Page	2975 / 726
Map Reference	MB 3 PG 1
Instrument Date	May 15, 2023
Instrument	2151307
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	856 S EUCALYPTUS ST, SEBRING, FL 33870-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1742 EVANGELINE AVE, SEBRING, FL 33870-2810

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 1, 2020
Property Address	121 S COMMERCE AVE, SEBRING, FL 33870-3602
Document Number	0002008739
Book / Page	002787 / 000080
Instrument Date	Nov 25, 2020
Instrument	2008739
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 S COMMERCE AVE SEBRING FL 338703602, SEBRING, FL 33870-3602

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 31, 2019
Property Address	121 S COMMERCE AVE, SEBRING, FL 33870-3602
Document Number	0001950529
Book / Page	002705 / 000784
Instrument Date	Jul 30, 2019
Instrument	1950529
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	856 S EUCALYPTUS ST SEBRING FL 338703718, SEBRING, FL 33870-3718

Mortgage

Document Number	1950530
Date	Jul 31, 2019
Book Page	002705/000785
Instrument	1950530

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 31, 2017
Property Address	121 S COMMERCE AVE, SEBRING, FL 33870-3602
Document Number	0001848036
Book / Page	002573 / 001252
Instrument Date	Mar 31, 2017
Instrument	1848036
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	361 E INTERLAKE BLVD LAKE PLACID FL 338526432, LAKE PLACID, FL 33852-6432

Mortgage

Document Number	1848037
Date	Mar 31, 2017
Book Page	002573/001254
Instrument	1848037

Lender

Name	TOMARCO PARTNERS LLLP
Address	3000 LOST BALL DR, SEBRING, FL 33872-4148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 30, 2022

Interest

Rate	6%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (+285.35%)	$176,720 (-0.34%) Land $20,000 Building $156,720	$176,720 (-0.34%) Land $20,000 Building $156,720
2024	$983.00 (-71.94%)	$177,330 (-2.39%) Land $20,000 Building $157,330	$177,330 (-2.39%) Land $20,000 Building $157,330
2023	$3,503.00 (+13.77%)	$181,670 (+19.59%) Land $20,000 Building $161,670	$181,670 (+19.59%) Land $20,000 Building $161,670
2022	$3,079.00	$151,907 Land $20,000 Building $131,907	$151,907 Land $20,000 Building $131,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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