121 S 9th St, Independence, OR 97351 Property Records

Polk County property record for 121 S 9th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1978
Lot Size	0.166 acres (7,235 sqft)
Owner	Individual Name on Record
Tax Bill	$2,875 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BB-05303`

Property Details

APN / Parcel Number

Primary APN	`08428-BB-05303`
Alternative APN	`369750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,672 sqft
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,235 sqft (0.166 acres)
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces
Deck Area	500 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	369750
Street Address	121 S 9TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Block	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	1
Census Block	1008
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Nov 16, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICRO ENT SERVICES OF OREGON
Jan 30, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Aug 26, 2026
Property Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504
Document Number	0000006783
Instrument Date	Aug 21, 2026
Instrument	20266783
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504

Mortgage

Document Number	0000006783,
Date	Aug 26, 2026
Instrument	20266783

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504

Mortgage

Document Number	0000012169
Date	Nov 16, 2022
Instrument	2022-012169

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Mar 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504

Mortgage

Document Number	0000017372
Date	Nov 2, 2021
Instrument	2021-017372

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Mar 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504
Document Number	0000005505
Instrument Date	May 2, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S 9TH ST INDEPENDENCE OR 973511504, INDEPENDENCE, OR 97351-1504

Mortgage

Document Number	0000005505
Date	May 10, 2018
Instrument	5505

Lender

Name	MICRO ENT SERVICES OF OREGON
Address	4008 NE M L KING BLVD, PORTLAND, OR 97212-1119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	May 9, 2020

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	121 S 9TH ST, INDEPENDENCE, OR 97351-1504
Document Number	0000001468
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	MORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S 9TH ST INDEPENDENCE OR 973511504, INDEPENDENCE, OR 97351-1504

Mortgage

Document Number	0000001468
Date	Feb 6, 2018
Instrument	1468

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,270 (+3%) Land $26,750 Building $135,520	$340,100 (-4.05%) Land $150,000 Building $190,100
2025	$2,875.00 (+3.79%)	$157,550 (+2.99%) Land $25,970 Building $131,580	$354,450 (+4.16%) Land $149,300 Building $205,150
2024	$2,770.00 (-2.5%)	$152,970 (+3%) Land $25,210 Building $127,760	$340,310 (-1.42%) Land $137,000 Building $203,310
2023	$2,841.00 (+8.93%)	$148,520 (+3%) Land $24,480 Building $124,040	$345,200 (+10.48%) Land $138,200 Building $207,000
2022	$2,608.00	$144,200 Land $23,770 Building $120,430	$312,460 Land $117,500 Building $194,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

Nearby Properties on S 9th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures