121 S 3rd St, Cyril, OK 73029 Property Records

Caddo County property record for 121 S 3rd St, Cyril, OK 73029

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 640 sqft · built 1930
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Mar 2026)
Tax Bill	$467 (2025)
Deeds & Mortgages	Oct 2017 Construction Loan Mar 2013 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0900-24-012-011-1-278-00`

Property Details

APN / Parcel Number

Primary APN	`0900-24-012-011-1-278-00`
Alternative APN	`3410`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	640 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3410
Street Address	121 S 3RD ST
City	CYRIL
State	OK
Zip	73029-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 11 & 12 BLK 12 CYRIL OT
Legal Subdivision	CYRIL OT
Legal Block	12
Legal Lot Number	11,12
Jurisdiction	CADDO OK
Township / Civil Division	CYRIL-CEMENT
Census Block Group	2
Census Block	2150
Census Tract	162300

Owner

121 S 3rd St is owned and occupied by an individual who bought it in March 2026.

Source: Caddo County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	121 S 3RD ST, CYRIL, OK 73029-6103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK & TRUST CO
Mar 4, 2013	Deed of Trust, Mortgage ANADARKO BANK AND TRUST
Mar 17, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 27, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2026 · Amount on File
Deed Sale	Mar 17, 2026 · Amount on File
Prior Sale	Jan 27, 2020 · Amount on File
Deed Document Number	20262759
Deed Book / Page	3399 / 844
Prior Transfer Date	Sep 23, 2015
Prior Transfer Doc	2980000519
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	121 S 3RD ST, CYRIL, OK 73029-6103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003068/461
Date	Oct 19, 2017
Book Page	3068/461
Instrument	201700010550

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	CHICKASHA, OK 73018

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	121 S 3RD ST, CYRIL, OK 73029-6103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N 4TH ST, CYRIL, OK 73029-6008
Investor	Possibly a Property Investor

Mortgage

Document Number	002877/719
Date	Mar 4, 2013
Book Page	2877/719
Instrument	201300001420

Lender

Name	ANADARKO BANK AND TRUST
Address	110 W OKLAHOMA AVE, ANADARKO, OK 73005

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CADDO OK
Recording Date	Mar 17, 2026
Property Address	121 S 3RD ST, CYRIL, OK 73029-6103
Document Number	003399/844
Book / Page	3399 / 844
Instrument Date	Mar 4, 2026
Instrument	2026-2759
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HOLLY NATIONS TITLE OF OK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S 3RD ST, CYRIL, OK 73029-6103

Mortgage

Document Number	0020262760
Date	Mar 17, 2026
Instrument	2026-2760

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CADDO OK
Recording Date	Jan 27, 2020
Property Address	121 N 3RD ST, CYRIL, OK 73029-6024
Document Number	003153/652
Book / Page	3153 / 652
Instrument Date	Jan 15, 2020
Instrument	202000000426
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	NOT AVAILABLE, LINCOLN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003153654
Date	Jan 27, 2020
Instrument	3153/654

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 121 S 3rd St was $467 with a homeowner's exemption, down 0.2% from the year before.

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Caddo County
Municipality	Cyril Town
Unified School District	Cyril Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,998 (+3%) Land $585 Building $6,413	$63,616 (-13.02%) Land $5,314 Building $58,302
2025	$467.00 (-0.21%) Homeowner's exemption	$6,794 (+3%) Land $567 Building $6,227	$73,135 (+12.1%) Land $5,595 Building $67,540
2024	$468.00 (+3.77%) Homeowner's exemption	$6,596 (+3%) Land $551 Building $6,045	$65,240 (+11.47%) Land $5,610 Building $59,630
2023	$451.00 Homeowner's exemption	$6,404 Land $529 Building $5,875	$58,525 Land $4,810 Building $53,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 S 3rd St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYRIL serves 1,168 people · EPA ID OK3000805
Water Source	Purchased groundwater from CADDO CO RWD #3
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber · Cable	1,000 / 750
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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