Oneida County and Rome City property record for 121 River St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,279 sqft · built 1917 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $42,000 (Aug 2003) |
| Tax Bill | $504 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 242.059-1-15 |
| Primary APN | 301301 242.059-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 2,887 sqft |
| 1st Floor Area | 1,259 sqft |
| 2nd Floor Area | 907 sqft |
| Upper Floors Area | 70 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Width | 60 ft Width |
| Garage Type | Detached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12600 02 |
|---|---|
| Street Address | 121 RIVER ST |
| City | ROME |
| State | NY |
| Zip | 13440-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-1 |
| Legal Description | HL 30X150 |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 22500 |
121 River St is owner-occupied and held in a trust since July 2025.
Source: Oneida County and Rome City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 121 RIVER ST, ROME, NY 13440-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Aug 25, 2017 | Deed of Trust, Mortgage · Line of Credit NBT BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2003 · Amount on File |
| Deed Sale | Aug 26, 2003 · Amount on File |
| Prior Sale | Jun 24, 1994 · Amount on File |
| Deed Book / Page | 2003 / 21550 |
| Last Transfer Date | Jul 16, 2025 |
| Transfer Doc | 0000011803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Sep 19, 2025 |
| Property Address | 121 RIVER ST, ROME, NY 13440-5941 |
| Document Number | 0000011803 |
| Instrument Date | Jul 16, 2025 |
| Instrument | 2025-011803 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 121 RIVER ST, ROME, NY 13440-5941 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 121 RIVER ST, ROME, NY 13440-5941 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012822 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 2017-012822 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 121 River St was $504 with exemptions applied.
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $42,000 (-) Land $4,500 Building $37,500 | $98,824 (+6.75%) Land $10,588 Building $88,236 |
| 2024 | $2,172.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $42,000 (-) Land $4,500 Building $37,500 | $92,572 (+0.02%) Land $9,918 Building $82,654 |
| 2023 | $42,000 (-) Land $4,500 Building $37,500 | $92,552 (+17.92%) Land $9,916 Building $82,636 | |
| 2022 | $1,845.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $42,000 Land $4,500 Building $37,500 | $78,490 Land $8,410 Building $70,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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