121 River Ln, Grayson, KY 41143 Property Records

Carter County property record for 121 River Ln, Grayson, KY 41143

Property Summary

Property TypeVacant Land
Details2,800 sqft · built 2024
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on Record
Tax Bill$2,721 (2025)
Deeds & MortgagesFeb 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN112S-00-00-029.08

Property Details

APN / Parcel Number

Primary APN112S-00-00-029.08
Alternative APN
  • 30747

Interior

Building Area2,800 sqft Living Area

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area108,464 sqft (2.49 acres)

Location & Zoning

Account Number30747
Street Address121 RIVER LN
CityGRAYSON
StateKY
Zip41143-6007
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionHOUSE & 2.49 ACRES
Legal SubdivisionCARTER ESTATES
JurisdictionCARTER KY
Township / Civil DivisionGRAYSON
Census Block Group1
Census Block1042
Census Tract960601

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 E CRETCHER ST, GRAYSON, KY 41143-7936
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER KY
Property Address21 RIVER LN, GRAYSON, KY 41143-7974
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address104E CRETCHER ST, GRAYSON, KY 41143

Mortgage

Document Number000494/403
DateFeb 21, 2023
Book Page494/403
Instrument555197
Lender
NameKENTUCKY FARMERS BANK CORP
TypeBank
AddressASHLAND, KY 41101
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 15, 2024

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCarter County
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,721.00 (+954.65%)$319,000 (+963.33%)$319,000 (+963.33%)
2023$258.00$30,000$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAYSON UTILITY COMMISSION
serves 10,950 people · EPA ID KY0220164
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Communications
Fiber
1,000 / 1,000
Optimum
Cable
500 / 20
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20

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