St. Charles County property record for 121 Riggs Pl, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,034 sqft · built 2018 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $876,503 (Aug 2026) |
| Tax Bill | $10,677 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T180500078 |
| Primary APN | T180500078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,034 sqft Living Area |
| Gross Area | 6,657 sqft |
| 1st Floor Area | 2,623 sqft |
| Basement Area | 2,023 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 6,451 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T180500078 |
|---|---|
| Street Address | 121 RIGGS PL |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS PH 10B #1 LOT 8657 |
| Legal Subdivision | NEW TOWN AT ST CHAS PH 10B #1 |
| Legal Lot Number | 8657 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 310201 |
121 Riggs Pl is owned and occupied by two individuals who bought it in August 2026.
Source: St. Charles County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 RIGGS PL, SAINT CHARLES, MO 63301-8490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 23, 2018 | Deed of Trust, Mortgage CARROLLTON BANK |
| Mar 29, 2019 | Warranty Deed, Subdivision Related Transfer CONTINENTAL, CONTINENTAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2026 · Amount on File |
| Deed Sale | Aug 17, 2026 · Amount on File |
| Prior Sale | Mar 29, 2019 · Amount on File |
| Deed Document Number | 202639022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 17, 2026 |
| Property Address | 121 RIGGS PL, SAINT CHARLES, MO 63301-8490 |
| Document Number | 0000039022 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202639022 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RIGGS PL, SAINT CHARLES, MO 63301-8490 |
| Document Number | 0000039023, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202639023 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 121 RIGGS PL, SAINT CHARLES, MO 63301-8490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CONTINENTAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3333 RUE ROYALE ST 4, 4, SAINT CHARLES, MO 63301-8237 |
| Document Number | 0069931648 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 6993/1648 |
| Instrument | 20181023000604090 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Jul 3, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 29, 2019 |
| Property Address | 121 RIGGS PL, SAINT CHARLES, MO 63301-8490 |
| Document Number | 0070521409 |
| Book / Page | 007052 / 001409 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 139610 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2019 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RIGGS PL ST CHARLES MO 633018490, ST CHARLES, MO 63301-8490 |
The 2025 property tax bill for 121 Riggs Pl was $10,677.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,486 (-) | $755,191 (-) Land $80,000 Building $675,191 | |
| 2025 | $10,677.00 | $143,486 | $755,191 Land $80,000 Building $675,191 |
| 2023 | $127,018 | ||
| 2022 | $668,518 Land $60,000 Building $608,518 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 121 Riggs Pl in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Riggs Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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