121 Ridgewood Dr, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 121 Ridgewood Dr, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,462 sqft · built 1970
Lot Size	0.451 acres (19,667 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,600 (Jun 2008)
Tax Bill	$4,632 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Aug 2021 Mortgage
APN	`S0260-0000-003400`

Property Details

APN / Parcel Number

Primary APN	`S0260-0000-003400`
Alternative APN	`15508`

Interior

Full Baths	1 Bath
Building Area	1,462 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	1,462 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	19,667 sqft (0.451 acres)
Lot Dimensions	165 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Patio Area	525 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S0260-0000-003400
Street Address	121 RIDGEWOOD DR
City	FREDERICKSBURG
State	TX
Zip	78624-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRIAGE HILLS #1 LOT 34
Legal Subdivision	CARRIAGE HILLS #1
Legal Lot Number	34
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1031
Census Tract	950401

Owner

Source: Gillespie County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 RIDGEWOOD DR, FREDERICKSBURG, TX 78624-2913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2008 · Amount on Record
Deed Sale	Jun 9, 2008 · Amount on Record
Deed Document Number	20083350
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0020083350
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	121 RIDGEWOOD DR, FREDERICKSBURG, TX 78624-2913
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020176277
Date	Dec 18, 2017
Instrument	20176277

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILLESPIE TX
Property Address	121 RIDGEWOOD DR, FREDERICKSBURG, TX 78624-2913
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020216580
Date	Aug 26, 2021
Instrument	20216580

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Gillespie County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,632.00 (+20.31%) Homeowner's exemption	$363,510 (-8.33%) Land $165,860 Building $197,650	$363,510 (-8.33%) Land $165,860 Building $197,650
2025		$396,550 (+18.12%) Land $184,290 Building $212,260	$396,550 (-2.71%) Land $184,290 Building $212,260
2024	$3,850.00 (+15.37%)
2023	$3,337.00 (-20.09%) Homeowner's exemption	$335,718 Land $184,290 Building $223,290	$407,580 Land $184,290 Building $223,290
2022	$4,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people · EPA ID TX0860001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hill Country Telecommunications, NexStream.

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