Okaloosa County property record for 121 Ridgeway Cir, Crestview, FL 32536
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,270 sqft · built 2023 |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jun 2026) |
| Tax Bill | $5,072 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-151-1168-4 |
| Primary APN | C56-001-151-1168-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,270 sqft Living Area |
| Gross Area | 3,939 sqft |
| 1st Floor Area | 1,443 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 RIDGEWAY CIR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32536-2173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWAY LANDING LOT 28 |
| Legal Subdivision | RIDGEWAY LANDING |
| Legal Lot Number | 28 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20500 |
Source: Okaloosa County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 352 MERLIN CT, CRESTVIEW, FL 32539-6753 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 15, 2026 | Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE, LTD. |
| Mar 13, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Mar 13, 2023 · Amount on Record |
| Deed Document Number | 20263822401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 121 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Document Number | 0003822401 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20263822401 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | ENVOY MORTGAGE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $293,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 352 MERLIN CT, CRESTVIEW, FL 32539-6753 |
| Document Number | 0003822402, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 20263822402 |
| Name | ENVOY MORTGAGE, LTD. |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 13, 2023 |
| Property Address | 121 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Document Number | 0036654386 |
| Book / Page | 3665 / 4386 |
| Map Reference | MB 30 PG 23-25 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 3611227 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,744.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5696 |
| Name | Verified Name |
|---|---|
| Address | 121 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173 |
| Document Number | 0036654388 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 3665/4388 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,072.00 (+1,017.18%) | $319,514 (+1,037.38%) Land $33,065 Building $286,449 | $319,514 (+1,037.38%) Land $33,065 Building $286,449 |
| 2023 | $454.00 (+6.32%) | $28,092 (+7%) Land $28,092 | $28,092 (+7%) Land $28,092 |
| 2022 | $427.00 | $26,254 Land $26,254 | $26,254 Land $26,254 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
May also be available: AT&T, LiveOak Fiber.
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