121 Ridge Oak Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 121 Ridge Oak Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1985
Lot Size	0.589 acres (25,657 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154705`

Property Details

APN / Parcel Number

Primary APN	`R154705`
Alternative APNs	`00821200801900111` `154705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	1,852 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,657 sqft (0.589 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	212 sqft
Canopy	480 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	121 RIDGE OAK DR
City	RED OAK
State	TX
Zip	75154-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK 8 SHADOWRIDGE #2 .589 AC
Legal Subdivision	SHADOWRIDGE #2
Legal Block	8
Legal Lot Number	19
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3012
Census Tract	60207

Owner

Source: Ellis County records · APN R154705

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 RIDGE OAK DR, RED OAK, TX 75154-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2015
Deed Sale	Jul 08, 2015
Prior Sale	Jan 13, 2015
Deed Document Number	201515762
Prior Transfer Date	Nov 11, 2014
Prior Transfer Doc	0000000763
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	121 RIDGE OAK DR, RED OAK, TX 75154-5015
Document Number	0000010246
Instrument Date	Apr 07, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 RIDGE OAK DR RED OAK TX 751545015, RED OAK, TX 75154-5015

Mortgage

Document Number	0000010246
Date	Apr 17, 2017
Instrument	10246

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2027

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,000 (-2.68%) Land $95,000 Building $305,000	$400,000 (-2.68%) Land $95,000 Building $305,000
2025	$2,414.00 (-30.89%) Homeowner's exemption Senior Citizen's exemption	$411,007 (-2.02%) Land $95,000 Building $316,007	$411,007 (-2.02%) Land $95,000 Building $316,007
2024	$3,493.00 (+0.81%)
2023	$3,465.00 (-21.21%) Homeowner's exemption Senior Citizen's exemption	$419,493 Land $75,000 Building $344,493	$419,493 Land $75,000 Building $344,493
2018	$4,398.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCKETT SUD serves 46,614 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.