Loudoun County property record for 121 Rector St, Sterling, VA 20164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,004 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $685,000 (May 2022) |
| Tax Bill | $5,182 (2023) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-20-9577-000 |
| Primary APN | 022-20-9577-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,004 sqft Living Area |
| Gross Area | 3,344 sqft |
| 1st Floor Area | 756 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | /81/H/4///141/ |
|---|---|
| Street Address | 121 RECTOR ST |
| City | STERLING |
| State | VA |
| Zip | 20164-1938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SPR GROVE FARM S.B3 L.141 893--347 |
| Legal Subdivision | SPR GROVE FARM |
| Legal Lot Number | 141 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 611400 |
Source: Loudoun County records · APN 022-20-9577-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jul 01, 2019 | Warranty Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG |
| Dec 31, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 21, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | Jul 01, 2019 · Amount on Record |
| Deed Document Number | 202205250031591 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 25, 2022 |
| Property Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Document Number | 0000031591 |
| Instrument Date | May 25, 2022 |
| Instrument | 202205250031591 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2022 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Document Number | 0000031592 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 202205250031592 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Document Number | 20191001059204 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 121 RECTOR ST STERLING VA 201641938, STERLING, VA 20164-1938 |
| Document Number | 20191001059204 |
|---|---|
| Date | Oct 01, 2019 |
| Instrument | 59204 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 01, 2019 |
| Property Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Document Number | 20190701035835 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 35835 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 RECTOR ST STERLING VA 201641938, STERLING, VA 20164-1938 |
| Document Number | 20190701035836 |
|---|---|
| Date | Jul 01, 2019 |
| Instrument | 35836 |
| Name | FINANCE OF AMERICA MTG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Document Number | 20190104000791 |
| Instrument Date | Dec 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20190104000791 |
|---|---|
| Date | Jan 04, 2019 |
| Instrument | 791 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 21, 2017 |
| Property Address | 121 RECTOR ST, STERLING, VA 20164-1938 |
| Document Number | 20170621037707 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 37707 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 121 RECTOR ST STERLING VA 201641938, STERLING, VA 20164-1938 |
| Document Number | 20170621037708 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 37708 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,182.00 | $592,260 Land $224,400 Building $367,860 | $592,260 Land $224,400 Building $367,860 |
Source: FEMA National Flood Hazard Layer as of June 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Xfinity.
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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