121 Pleasant St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 121 Pleasant St, Reading, MA 01867

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 2,158 sqft · built 1920
Lot Size	0.196 acres (8,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2012)
Tax Bill	$8,582 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:022.0-0000-0015.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:022.0-0000-0015.0`
Alternative APNs	`M:022.0=0000=0015.0` `650000000030` `650000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,158 sqft Living Area
Gross Area	4,014 sqft
1st Floor Area	1,931 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,533 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	650000000030
Street Address	121 PLEASANT ST
City	READING
State	MA
Zip	01867-3020
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4018
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 FOX RUN RD, TOPSFIELD, MA 01983-1609
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Deed Book / Page	59632 / 419
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	121 PLEASANT ST, READING, MA 01867-3020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74659-240
Date	May 12, 2020
Book Page	74659/240
Instrument	71704

Lender

Name	WINCHESTER COOPERATIVE BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,582.00 (+0.5%)	$783,000 (+4.44%) Land $429,700 Building $348,400	$768,233
2025	$8,539.00 (+3.32%)	$749,700 (+6.31%) Land $411,300 Building $338,400
2024	$8,265.00 (+1.92%)	$705,200 (+9.49%) Land $386,700 Building $318,500
2023	$8,109.00	$644,100 Land $353,000 Building $291,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20