121 Pearson Ln, Black Mountain, NC 28711 Property Records

Buncombe County property record for 121 Pearson Ln, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,602 sqft · built 1989
Lot Size	0.61 acres (26,572 sqft)
Owner	Trust Name on File
Last Sale	$189,000 (Jun 2001)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0618-27-4480-00000`

Property Details

APN / Parcel Number

Primary APN	`0618-27-4480-00000`
Alternative APN	`061801274334000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	3,204 sqft
1st Floor Area	1,602 sqft
Basement Area	1,602 sqft
Finished Basement	534 sqft
Unfinished Basement	1,068 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	412 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	061801274334000
Street Address	121 PEARSON LN
City	BLACK MOUNTAIN
State	NC
Zip	28711-3731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:02/27/2018 DEED
Legal Description	DEED DATE:02/27/2018 DEED:5640-0884 SUBDIV:LYNCH COVE LOT:38 SECTION:1 PLAT:0046-0064
Legal Subdivision	LYNCH COVE
Legal Lot Number	38
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	1
Census Block	1024
Census Tract	3103

Owner

121 Pearson Ln is owner-occupied and held in a trust since February 2018.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Trust Name on File
Mailing Address	121 PEARSON LN, BLACK MOUNTAIN, NC 28711-3731
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2001 · Amount on File
Deed Sale	Jun 22, 2001 · Amount on File
Deed Document Number	2527722
Deed Book / Page	2527 / 722
Last Transfer Date	Feb 27, 2018
Transfer Doc	0056400884
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	121 PEARSON LN, BLACK MOUNTAIN, NC 28711-3731
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064000193
Date	Apr 16, 2024
Book Page	6400/193

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2054

Interest

Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	121 PEARSON LN, BLACK MOUNTAIN, NC 28711-3731
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061591192
Date	Dec 10, 2021
Book Page	6159/1192

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Feb 27, 2018
Property Address	121 PEARSON LN, BLACK MOUNTAIN, NC 28711-3731
Document Number	0056400884
Book / Page	005640 / 000884
Instrument Date	Sep 20, 2017
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	121 PEARSON LN BLACK MOUNTAIN NC 287113731, BLACK MOUNTAIN, NC 28711-3731

Tax Assessment & Valuation

The 2025 property tax bill for 121 Pearson Ln was $2,734.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00	$418,400
2023	$2,148.00	$355,100	$355,100 Land $40,200 Building $314,900
2021			$418,400 Land $41,500 Building $376,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Pearson Ln in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	5 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 2 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Pearson Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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