121 Park Ave, Derby, CT 06418 Property Records

Derby City property record for 121 Park Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,476 sqft · built 1916
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$190,500 (Feb 2017)
Tax Bill	$7,922 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERB M:10 B:3 L:129`

Property Details

APN / Parcel Number

Primary APN	`DERB M:10 B:3 L:129`
Alternative APNs	`003440` `9231` `3440`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	3440
Street Address	121 PARK AVE
City	DERBY
State	CT
Zip	06418-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	3
Legal Lot Number	129
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	3
Census Block	3024
Census Tract	120200

Owner

121 Park Ave is owned and occupied by two individuals who bought it in February 2017.

Source: Derby City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 PARK AVE, DERBY, CT 06418-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jun 11, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SACHEM CAPITAL CORP
Feb 2, 2017	Warranty Deed, Transfer CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2017 · Amount on File
Deed Sale	Feb 2, 2017 · Amount on File
Prior Sale	Apr 22, 2013 · Amount on File
Deed Book / Page	750 / 138
Transfer Doc	659-247
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Recording Date	Apr 2, 2026
Property Address	121 PARK AVE, DERBY, CT 06418-1637
Document Number	000966-275
Book / Page	966 / 275
Instrument Date	Mar 23, 2026
Instrument	2026331
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PARK AVE, DERBY, CT 06418-1637

Mortgage

Document Number	0000000331,
Date	Apr 2, 2026
Book Page	966/275
Instrument	2026331

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	121 PARK AVE, DERBY, CT 06418-1637
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000949-299
Date	Jun 11, 2025
Book Page	949/299
Instrument	715

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	121 PARK AVE, DERBY, CT 06418-1637
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000881-172
Date	Apr 22, 2022
Book Page	881/172
Instrument	733

Lender

Name	SACHEM CAPITAL CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	May 1, 2023

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Feb 2, 2017
Property Address	121 PARK AVE, DERBY, CT 06418-1637
Document Number	750-138
Book / Page	750 / 138
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7500140
Date	Feb 2, 2017
Instrument	00750/0140

Lender

Name	CARRINGTON MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 121 Park Ave was $7,922, up 26.2% from the year before.

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,922.00 (+26.19%)	$206,080 (+41.81%) Land $42,490 Building $163,590	$365,964 (+259.76%)
2025	$6,278.00	$145,320 Land $37,320 Building $108,000	$101,724 Land $26,124 Building $75,600
2024	$6,278.00 (+11.93%)
2023	$5,609.00	$145,320 (-) Land $37,310 Building $108,010
2022	$5,609.00	$145,320 Land $37,310 Building $108,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Park Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Park Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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