121 Overton Pl, Keyser, WV 26726 Property Records

Mineral County property record for 121 Overton Pl, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,184 sqft · built 1900
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,101 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-7-0263.0000`

Property Details

APN / Parcel Number

Primary APN	`07-7-0263.0000`
Alternative APN	`29-07-7-0263.0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,184 sqft Living Area
1st Floor Area	2,947 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	75 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	182 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 OVERTON PL
City	KEYSER
State	WV
Zip	26726-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 30-31-32 MCCARTY ADD
Legal Subdivision	MCCARTY ADD
Legal Lot Number	30-32
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2033
Census Tract	10500

Owner

121 Overton Pl is owned and occupied by two individuals.

Source: Mineral County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 OVERTON PL, KEYSER, WV 26726-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · ARM CHESSIE FCU
Apr 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	121 OVERTON PL, KEYSER, WV 26726-3107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568/43
Date	Jan 30, 2017
Book Page	568/43
Instrument	152678

Lender

Name	CHESSIE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.5%
Index	1-Year CMT
Margin	3

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Property Address	121 OVERTON PL, KEYSER, WV 26726-3107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	580/756
Date	Apr 23, 2018
Book Page	580/756
Instrument	162101

Lender

Name	CHESSIE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 27, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 121 Overton Pl was $1,101 with exemptions applied, up 4.3% from the year before.

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,101.00 (+4.26%)	$90,180 (+3.23%) Land $6,720 Building $83,460	$150,300 (+3.23%) Land $11,200 Building $139,100
2025	$1,056.00 Homeowner's exemption Disabled Person's exemption	$87,360 Land $6,720 Building $80,640	$145,600 Land $11,200 Building $134,400
2023	$964.00 Homeowner's exemption Disabled Person's exemption	$81,480 (-) Land $6,720 Building $74,760	$135,800 (-) Land $11,200 Building $124,600
2022	$964.00 Homeowner's exemption Disabled Person's exemption	$81,480 Land $6,720 Building $74,760	$135,800 Land $11,200 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Overton Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	67 (1979–2025)
Claims Outside the SFHA	11 of 67
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 25 claims Flooding, Jan 1996 · 10 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Overton Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, SkyPacket, T-Mobile.

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