121 Osprey Cove Loop, Myrtle Beach, SC 29588 Property Records

Horry County property record for 121 Osprey Cove Loop, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$17,900 (Nov 2000)
Tax Bill	$671 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`449-15-02-0020`

Property Details

APN / Parcel Number

Primary APN	`449-15-02-0020`
Alternative APN	`1842103023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	345 sqft
Porch	Slab
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	121 OSPREY COVE LOOP
City	MYRTLE BEACH
State	SC
Zip	29588-6565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSPREY COVE PH 1 & 2; LOT 11
Legal Subdivision	OSPREY COVE PH 1 & 2
Legal Phase	1
Legal Lot Number	11
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1013
Census Tract	51606

Owner

121 Osprey Cove Loop is owned and occupied by two individuals who acquired it in August 2006.

Source: Horry County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2000 · Amount on File
Deed Sale	Nov 8, 2000 · Amount on File
Prior Sale	Aug 7, 2000 · Amount on File
Deed Document Number	2000715074
Deed Book / Page	2315 / 826
Last Transfer Date	Aug 16, 2006
Transfer Doc	0031451160
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Recording Date	Apr 6, 2026
Property Address	121 OSPREY COVE LOOP, MYRTLE BEACH, SC 29588-6565
Document Number	0000000035
Book / Page	7023 / 2350
Instrument Date	Apr 1, 2026
Instrument	202635
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000035,
Date	Apr 6, 2026
Book Page	7023/2350
Instrument	202635

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 121 Osprey Cove Loop was $671.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00
2024	$671.00 (+6.68%)	$9,968 (+81.04%) Land $3,579 Building $6,389	$249,186 (+48.78%) Land $89,470 Building $159,716
2023	$629.00	$5,506 Land $1,117 Building $4,389	$167,490 Land $33,790 Building $133,700
2021	$610.00	$6,700 Land $1,352 Building $5,348	$167,490 Land $33,790 Building $133,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Osprey Cove Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 241 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	241 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Osprey Cove Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20