121 Opal Ln, Saint Rose, LA 70087 Property Records

St. Charles Parish property record for 121 Opal Ln, Saint Rose, LA 70087

Property Summary

Property Type	Single Family Home
Details	2,510 sqft · built 2014
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
APN	`5-054 000 00X-1`

Property Details

APN / Parcel Number

Primary APN	`5-054 000 00X-1`

Interior

Building Area	2,510 sqft Living Area

Exterior

Year Built	Built 2014
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	121 OPAL LN
City	SAINT ROSE
State	LA
Zip	70087-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL X-1, LASSEIGNE MANOR (BEING A RESUBD. OF PARCELS X AND Y, LASSEIGNE SUBD., SECTION 38, T13SR9E)
Legal Range	09E
Legal Township	13S
Legal Section	38
Legal Subdivision	LASSEIGNE MANOR
Legal Lot Number	X-1
Jurisdiction	ST CHARLES LA
Township / Civil Division	5
Census Block Group	4
Census Block	4006
Census Tract	62100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	121 OPAL LN, SAINT ROSE, LA 70087-3633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017
Deed Sale	Nov 16, 2017
Deed Document Number	428435
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	121 OPAL LN, SAINT ROSE, LA 70087-3633
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019230001
Date	Mar 17, 2021
Book Page	1923/1
Instrument	457184

Lender

Name	PREMIER LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (-1.53%) Homeowner's exemption	$39,990 (-) Land $9,560 Building $30,430	$399,900 (-) Land $95,600 Building $304,300
2024	$3,327.00 (+25.22%) Homeowner's exemption	$39,990 (+27.45%) Land $9,560 Building $30,430	$399,900 (+27.45%) Land $95,600 Building $304,300
2023	$2,657.00 (-4.53%) Homeowner's exemption	$31,377 (-) Land $7,800 Building $23,577	$313,770 (-) Land $78,000 Building $235,770
2022	$2,783.00 Homeowner's exemption	$31,377 Land $7,800 Building $23,577	$313,770 Land $78,000 Building $235,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 181 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	181 in force
Nearby Flood Claims	6 (1995–2021)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2021 · Hurricane Ida
Claims by Event	Hurricane Ida, Aug 2021 · 3 claims Severe Storms And Flooding, May 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 88% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30