121 Old Ferry Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 121 Old Ferry Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,424 sqft · built 1987
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$742,500 (Feb 2020)
Tax Bill	$12,050 (2025)
Deeds & Mortgages	Jul 2019 Reverse Mortgage May 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:004 L:018`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:004 L:018`
Alternative APN	`1557`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
1st Floor Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	1557
Street Address	121 OLD FERRY RD
City	PHIPPSBURG
State	ME
Zip	04562-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	18
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2002
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

121 Old Ferry Rd is owned by an individual who bought it in February 2020.

Source: Sagadahoc County and Phippsburg Town records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	200 BEACON ST, 4, BOSTON, MA 02116-1332
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK
Mar 2, 2020	Deed of Trust, Mortgage CAMDEN NAT'L BK
Feb 4, 2020	Grant Deed, Transfer CAMDEN NAT'L BK
Jun 24, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Deed Document Number	2020890
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	121 OLD FERRY RD, PHIPPSBURG, ME 04562-4002
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FNC TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004242
Date	Jul 18, 2019
Instrument	2019R-04242

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Type Change Date	Jul 1, 2020

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	121 OLD FERRY RD, PHIPPSBURG, ME 04562-4002
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4259
Date	May 18, 2021
Instrument	2021R-04259

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	121 OLD FERRY RD, PHIPPSBURG, ME 04562-4002
Document Number	0000002432
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 OLD FERRY RD PHIPPSBURG ME 045624002, PHIPPSBURG, ME 04562-4002

Mortgage

Document Number	0000002432
Date	Apr 6, 2020
Instrument	2432

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	CAMDEN, ME 04843

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2040

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Feb 4, 2020
Property Address	121 OLD FERRY RD, PHIPPSBURG, ME 04562-4002
Document Number	0000000890
Instrument Date	Jan 27, 2020
Instrument	890
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 E INDIA ROW #22 BOSTON MA 021103308, 22, BOSTON, MA 02110-3308

Mortgage

Document Number	891
Date	Feb 4, 2020
Instrument	891

Lender

Name	CAMDEN NAT'L BK
Type	Bank
Address	ROCKPORT, ME 04856

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	121 OLD FERRY RD, PHIPPSBURG, ME 04562-4002
Document Number	0000004243
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	121 OLD FERRY RD PHIPPSBURG ME 045624002, PHIPPSBURG, ME 04562-4002

Mortgage

Document Number	0000004243
Date	Jul 18, 2019
Instrument	4243

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	744 Months
Due	Jul 17, 2081

Interest

Rate Type	Adjustable Rate
Rate	3.74%

Tax Assessment & Valuation

The 2025 property tax bill for 121 Old Ferry Rd was $12,050, up 4.8% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,050.00 (+4.84%)	$975,700 (-) Land $639,900 Building $335,800
2024	$11,494.00 (+2.97%)	$975,700 (-) Land $639,900 Building $335,800
2023	$11,162.00 (+13.04%)	$975,700 (-) Land $639,900 Building $335,800
2022	$9,874.00	$975,700 Land $639,900 Building $335,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 121 Old Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Old Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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