121 Okupu St, Eleele, HI 96705 Property Records

State of Hawaii and Kauai County property record for 121 Okupu St, Eleele, HI 96705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,159 sqft · built 2007
Lot Size0.235 acres (10,237 sqft)
OwnerIndividual Name on Record
Last Sale$486,000 (Mar 2008)
Tax Bill$1,042 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2021 Line of Credit
APN4-2-1-010-050

Property Details

APN / Parcel Number

Primary APN4-2-1-010-050
Alternative APNs
  • 4-2-1-010-050-0000
  • 210100500000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,159 sqft Living Area
Gross Area1,204 sqft
1st Floor Area1,159 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,237 sqft (0.235 acres)
Garage TypeCarport
Garage Area382 sqft
CarportCarport
Carport Area382 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area45 sqft

Location & Zoning

Street Address121 OKUPU ST
CityELEELE
StateHI
Zip96705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT 50 PORT ALLEN RESIDENTIAL SUBD 10253 SF TOG/UND 1/60 MEMBERSHIP INT IN KEALAULA HOMEOWNERS ASSOC
Legal SubdivisionPORT ALLEN RESIDENTIAL SUBDIVISION
Legal Lot Number50
JurisdictionKAUAI HI
Township / Civil DivisionKAUMAKANI-HANAPEPE
Census Block Group3
Census Block3017
Census Tract40800

Owner

Source: State of Hawaii and Kauai County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 180, KALAHEO, HI 96741-0180
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jul 29, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF HAWAII

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2008 · Amount on Record
Deed SaleMar 20, 2008 · Amount on Record
Deed Document Number200843739
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address121 OKUPU ST, ELEELE, HI 96705
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyFHTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A79060019
DateAug 24, 2021
InstrumentA-79060019
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUAI HI
Property Address121 OKUPU ST, ELEELE, HI 96705
Transaction TypeMortgage
Record UpdatedAug 6, 2021
Title CompanyTG

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A78800258
DateJul 29, 2021
InstrumentA-78800258
Lender
NameBANK OF HAWAII
TypeBank
AddressHONOLULU, HI 96803
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: State of Hawaii and Kauai County assessment roll, as of June 16, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyKauai County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,000 (+6.08%) Land $387,500 Building $226,500$704,900 (-27.25%) Land $444,900 Building $260,000
2025$1,042.00 (-6.04%)
2024$578,800 (+3.01%)$969,000 (+24.57%)
2023$1,109.00 Homeowner's exemption$561,900$777,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims27 (1982–2020)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2006 · 6 claims
  • Hurricane Iniki, Sep 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 90% of Hawaii
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANAPEPE-ELEELE
serves 5,592 people · EPA ID HI0000404
Water SourceGroundwater
Last State InspectionJun 2021
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,850 / 2,850
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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