121 Ocean Ct, Atwater, CA 95301 Property Records

Merced County property record for 121 Ocean Ct, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 1999
Lot Size	0.119 acres (5,194 sqft)
Owner	2 Company Names on Record
Last Sale	$105,500 (Nov 1999)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`156-131-030-000`

Property Details

APN / Parcel Number

Primary APN	`156-131-030-000`
Alternative APN	`156-131-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	1,679 sqft
1st Floor Area	1,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	5,194 sqft (0.119 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	156-131-030
Street Address	121 OCEAN CT
City	ATWATER
State	CA
Zip	95301-2349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD16
Legal Description	VILLAS AT SHAFFER LAKES 8 LOT 10
Legal Subdivision	VILLAS SHAFFER LAKES 08
Legal Lot Number	10
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3005
Census Tract	603

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	121 OCEAN CT, ATWATER, CA 95301-2349
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Affidavit of Death of Joint Tenant, Transfer
Mar 2, 2026	Intrafamily Transfer, Transfer
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 1999 · Amount on Record
Deed Sale	Nov 15, 1999 · Amount on Record
Deed Document Number	199942068
Deed Book / Page	3941 / 79
Last Transfer Date	Feb 23, 2026
Transfer Doc	0000005109
Record Updated	Oct 29, 2026

March 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Mar 2, 2026
Property Address	121 OCEAN CT, ATWATER, CA 95301-2349
Document Number	0000005109
Map Reference	VOL 49 PG 50&51
Instrument Date	Mar 1, 2026
Instrument	2026005109
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 OCEAN CT, ATWATER, CA 95301-2349

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Mar 2, 2026
Property Address	121 OCEAN CT, ATWATER, CA 95301-2349
Document Number	0000005110
Map Reference	VOL 49 PG 50&51
Instrument Date	Mar 1, 2026
Instrument	2026005110
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	121 OCEAN CT, ATWATER, CA 95301-2349

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	121 OCEAN CT, ATWATER, CA 95301-2349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000091
Date	Jan 3, 2017
Instrument	2017000091

Lender

Name	COMPASS BANK
Type	Bank
Address	MERCED, CA 95340

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	418 Months
Due	Nov 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	121 OCEAN CT, ATWATER, CA 95301-2349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041565
Date	Dec 31, 2018
Instrument	2018041565

Lender

Name	COMPASS BANK
Type	Bank
Address	ATWATER, CA 95301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	121 OCEAN CT, ATWATER, CA 95301-2349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006880
Date	Feb 28, 2020
Instrument	2020006880

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$165,213 (+2%) Land $39,183 Building $126,030
2025	$1,689.00 (+2.49%) Homeowner's exemption	$161,974 (+4.04%) Land $38,415 Building $123,559
2024	$1,648.00 (+2.81%)
2023	$1,603.00 (+1.33%) Homeowner's exemption	$155,686 Land $36,924 Building $118,762
2022	$1,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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