Garland County property record for 121 Oak Bend Loop, Hot Springs, AR 71913
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1996 |
| Lot Size | 0.341 acres (14,873 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Sep 2015) |
| Tax Bill | $1,258 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-48025-021-000 |
| Primary APN | 400-48025-021-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 1,777 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 14,873 sqft (0.341 acres) |
| Lot Dimensions | 107 ft deep x 139 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 968 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 121 OAK BEND LOOP |
|---|---|
| City | HOT SPRINGS |
| State | AR |
| Zip | 71913-7146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 |
| Legal Range | 20W |
| Legal Township | 03S |
| Legal Section | 24 |
| Legal Subdivision | OAK BEND |
| Legal Lot Number | 20 |
| Jurisdiction | GARLAND AR |
| Township / Civil Division | HOT SPRINGS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 11801 |
Source: Garland County records, as of October 16, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 OAK BEND LOOP, HOT SPRINGS NATIONAL PARK, AR 71913-7146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ENCORE BANK NA |
| Aug 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2015 · Amount on Record |
| Deed Sale | Sep 29, 2015 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Book / Page | 3684 / 244 |
| Prior Transfer Date | May 19, 2006 |
| Prior Transfer Doc | 0027010968 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARLAND AR |
| Property Address | 121 OAK BEND LOOP, HOT SPRINGS, AR 71913-7146 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 121 OAK BEND LOOP, HOT SPRINGS NATIONAL PARK, AR 71913-7146 |
| Document Number | 0045140529 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 4514/529 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARLAND AR |
| Property Address | 121 OAK BEND LOOP, HOT SPRINGS, AR 71913-7146 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | LENDERS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0039740531 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 3974/0531 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Garland County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Garland County |
| Municipality | Hot Springs City |
| Unified School District | Hot Springs School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,258.00 (+0.16%) Homeowner's exemption | $49,970 (-) Land $4,500 Building $45,470 | |
| 2023 | $1,256.00 Homeowner's exemption | $49,970 Land $4,500 Building $45,470 | $249,850 Land $22,500 Building $227,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Longview Cable Television Company Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wireless ETC.
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