121 Norris St, Erwin, TN 37650 Property Records

Unicoi County property record for 121 Norris St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 624 sqft · built 1917
Lot Size	0.156 acres (6,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,900 (Jul 2024)
Tax Bill	$395 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`031J-N-033.00`

Property Details

APN / Parcel Number

Primary APN	`031J-N-033.00`
Alternative APNs	`086031J N 03300` `000008247`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	678 sqft
1st Floor Area	624 sqft
Basement Area	48 sqft
Flooring	Tile
Interior Walls	Paneling

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,794 sqft (0.156 acres)
Lot Dimensions	76 ft deep x 90 ft wide

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	144 sqft
Shed	1 Shed
Shed Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	121 NORRIS ST
City	ERWIN
State	TN
Zip	37650-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT19 95X84X80X67
Legal Subdivision	BANNER HILL
Legal Lot Number	19
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2028
Census Tract	80200

Owner

Source: Unicoi County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 NORRIS ST, ERWIN, TN 37650-1032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 17, 2018	Warranty Deed, Transfer DEBBIE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Oct 18, 2004
Deed Document Number	20241222
Deed Book / Page	482 / 640
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 17, 2024
Property Address	121 NORRIS ST, ERWIN, TN 37650-1032
Document Number	0000482640
Book / Page	482 / 640
Map Reference	MB 30 PG 13
Instrument Date	Jul 15, 2024
Instrument	24001222
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$591.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 NORRIS ST, ERWIN, TN 37650-1032

Mortgage

Document Number	0024001223
Date	Jul 17, 2024
Instrument	24001223

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Mortgage

Document Number	0000482662
Date	Jul 17, 2024
Book Page	482/662
Instrument	24001224

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2034

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Sep 17, 2018
Property Address	121 NORRIS ST, ERWIN, TN 37650-1032
Document Number	416195
Book / Page	000416 / 000195
Instrument Date	Sep 6, 2018
Instrument	1722
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 NORRIS ST ERWIN TN 376501032, ERWIN, TN 37650-1032

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$395.00 (+5.33%)	$15,125 (+5.4%) Land $4,175 Building $10,950	$60,500 (-) Land $16,700 Building $43,800
2024	$375.00 (+11.28%)	$14,350 (-) Land $4,175 Building $10,175
2023		$14,350 (-) Land $4,175 Building $10,175
2022	$337.00	$14,350 Land $4,175 Building $10,175	$60,500 Land $16,700 Building $43,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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