121 Norman Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 121 Norman Cv, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,761 sqft · built 2006
Lot Size0.267 acres (11,634 sqft)
OwnerIndividual Name on File
Last Sale$478,888 (Dec 2023)
Tax Bill$9,660 (2024)
Deeds & MortgagesDec 2023 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1G0948001002400000

Property Details

APN / Parcel Number

Primary APN1G0948001002400000
Alternative APNs
  • 000000125511
  • 000000252879
  • 000000302750
  • 125511

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,761 sqft Living Area
Gross Area3,609 sqft
1st Floor Area2,226 sqft
2nd Floor Area535 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,634 sqft (0.267 acres)
Lot Dimensions122 ft deep x 96 ft wide
Garage TypeAttached
Garage Area686 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area193 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address121 NORMAN CV
CityCIBOLO
StateTX
Zip78108-3422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESTATES @ RIATA OAKS (THE) BLOCK 10 LOT 24
Legal SubdivisionESTATES @ RIATA OAKS (THE)
Legal Block10
Legal Lot Number24
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group2
Census Block2006
Census Tract210712

Owner

121 Norman Cv is owned and occupied by an individual who bought it in December 2023.

Source: Guadalupe County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address8804 GREENFIELDS RD, MOSS POINT, MS 39562-7529
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Vendor's Lien, Transfer · VA Mortgage
GARDNER FINANCIAL SERVICES LTD
Aug 19, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2023 · Amount on File
Deed SaleDec 21, 2023 · Amount on File
Prior SaleMar 1, 2022
Deed Document Number202330916
Prior Transfer DateMar 19, 2013
Prior Transfer Doc0000006010
Record UpdatedOct 29, 2026

December 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateDec 21, 2023
Property AddressTX
Document Number0099030916
Map ReferenceOL 7 PG 169-170
Instrument DateDec 20, 2023
Instrument202399030916
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1021 NORMAN COVE, CIBOLO, TX 78108

Mortgage

Document Number0099030917
DateDec 21, 2023
Instrument202399030917
Lender
NameGARDNER FINANCIAL SERVICES LTD
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2054

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address121 NORMAN CV, SCHERTZ, TX 78108-3422
Document Number0000019273
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address121 NORMAN CV CIBOLO TX 781083422, CIBOLO, TX 78108-3422

Mortgage

Document Number0000019273
DateAug 26, 2019
Instrument19273
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$399,599 (-6.74%) Land $59,124 Building $340,475$399,599 (-6.74%) Land $59,124 Building $340,475
2025$428,499 Land $65,325 Building $363,174$428,499 Land $65,325 Building $363,174
2024$9,660.00 (+1.5%)
2023$9,517.00 (-11.27%)$492,569 Land $86,757 Building $405,812$492,569 Land $86,757 Building $405,812
2022$10,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Norman Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Norman Cv is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 82% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CIBOLO
serves 20,331 people · EPA ID TX0940018
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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