Madison County property record for 121 Norma Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,376 sqft |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Jun 2018) |
| Tax Bill | $1,584 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080B-0006-0007-A |
| Primary APN | 080B-0006-0007-A |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,376 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 60348 |
|---|---|
| Street Address | 121 NORMA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOW VIEW LOT 64-66 |
| Legal Subdivision | MEADOWVIEW |
| Legal Lot Number | 64-66 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11001 |
121 Norma Dr is owned and occupied by an individual who bought it in June 2018.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 NORMA DR, RICHMOND, KY 40475-9269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage 1ST TRUST BANK INC |
| Jul 24, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Nov 13, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jun 20, 2018 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 2013977551 |
| Deed Book / Page | D00761 / 018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 121 NORMA DR, RICHMOND, KY 40475-9269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01785/789 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | M01785/789 |
| Instrument | 2013970717 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 16, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 121 NORMA DR, RICHMOND, KY 40475-9269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01814/211 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | M01814/211 |
| Instrument | 2013979132 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 121 NORMA DR, RICHMOND, KY 40475-9269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M01995/709 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | M01995/709 |
| Instrument | 2014024036 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 20, 2018 |
| Property Address | 121 NORMA DR, RICHMOND, KY 40475-9269 |
| Document Number | D00761/018 |
| Book / Page | D00761 / 018 |
| Map Reference | CAB2 SL403 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2013977551 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 BRAEMAR DR, 110, RICHMOND, KY 40475-8939 |
| Name | Verified Name |
|---|---|
| Address | 121 NORMA DR, RICHMOND, KY 40475-9269 |
| Document Number | 2013977552 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2013977552 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 121 Norma Dr was $1,584 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,584.00 Additional exemption filed | $168,000 | $168,000 |
| 2023 | $1,629.00 | $168,000 | $168,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Norma Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 121 Norma Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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