121 Noahs Ln, Point Harbor, NC 27964 Property Records

Currituck County property record for 121 Noahs Ln, Point Harbor, NC 27964

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,368 sqft · built 1991
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Oct 2024)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9846-55-8673`

Property Details

APN / Parcel Number

Primary APN	`9846-55-8673`
Alternative APNs	`0132000059A0000` `000144423` `000159123` `9846-55`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,368 sqft Total Area
Basement Area	1,184 sqft
Finished Basement	1,184 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Shed	1 Shed
Shed Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000159123
Street Address	121 NOAHS LN
City	POINT HARBOR
State	NC
Zip	27964-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFM
Legal Description	LOT A FAMILY SUBDIVISION OF LOT C
Legal Subdivision	LOT A FAMILY SUBDIVISION
Legal Lot Number	A
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1007
Census Tract	110403

Owner

Source: Currituck County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 NOAHS LN, POINT HARBOR, NC 27964-8000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 1, 2024	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC
May 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANC HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Deed Document Number	2024391455
Deed Book / Page	1785 / 607
Prior Transfer Date	Sep 1, 2010
Prior Transfer Doc	0011350556
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Recording Date	Apr 23, 2026
Property Address	121 NOAHS LN, POINT HARBOR, NC 27964-8000
Document Number	0000402418
Book / Page	1853 / 421
Instrument Date	Apr 20, 2026
Instrument	2026402418
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 NOAHS LN, POINT HARBOR, NC 27964-8000

Mortgage

Document Number	0000402418,
Date	Apr 23, 2026
Book Page	1853/421
Instrument	2026402418

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 1, 2024
Property Address	121 NOAHS LN, POINT HARBOR, NC 27964-8000
Document Number	0017850607
Book / Page	1785 / 607
Map Reference	CAB 1 SL 375
Instrument Date	Oct 1, 2024
Instrument	391455
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$818.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5050 E 2ND ST # ST3367, ST3367, LONG BEACH, CA 90803-5361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 NOAHS LN, POINT HARBOR, NC 27964-8000

Mortgage

Document Number	0000391456
Date	Oct 1, 2024
Instrument	391456

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	May 26, 2017
Property Address	121 NOAHS LN, POINT HARBOR, NC 27964-8000
Document Number	0014080015
Book / Page	001408 / 000015
Instrument Date	Mar 13, 2017
Instrument	329263
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 NOAHS LN POINT HARBOR NC 27964, POINT HARBOR, NC 27964

Mortgage

Document Number	14080018
Date	May 26, 2017
Book Page	001408/000018
Instrument	329264

Lender

Name	BANC HM LNS
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+0.54%)	$258,100 (-) Land $62,900 Building $195,200
2024	$1,863.00 (+9.72%)	$258,100 (-) Land $62,900 Building $195,200
2023	$1,698.00 (+18.91%)	$258,100 (-) Land $62,900 Building $195,200	$258,100 (-) Land $62,900 Building $195,200
2022	$1,428.00	$258,100 Land $62,900 Building $195,200	$258,100 (-) Land $62,900 Building $195,200
2021			$258,100 Land $62,900 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2011–2018)
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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