121 NE Pine Ave, Elgin, OK 73538 Property Records

Comanche County property record for 121 NE Pine Ave, Elgin, OK 73538

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,376 sqft · built 2018
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2024)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Oct 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`04N11W-29-2-99977-000-0000`

Property Details

APN / Parcel Number

Primary APN	`04N11W-29-2-99977-000-0000`
Alternative APNs	`099977-2920001-00003` `160085786` `85786`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	85786
Street Address	121 NE PINE AVE
City	ELGIN
State	OK
Zip	73538-3127
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	29-4N-11W BEG AT NW/C NW/4; THN (N8955'25" E) 648.67' ON N LNE OF SD NW/4; THN (S0009'16" W) 671.51' PARA WITH E LNE OF SD
Legal Range	11W
Legal Township	04N
Legal Section	29
Legal Subdivision	FARM 4N-11W
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHWEST COMANCHE
Census Block Group	1
Census Block	1085
Census Tract	2201

Owner

Source: Comanche County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Oct 24, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST UNITED BANK & TRUST CO
Jun 26, 2025	Deed of Trust, Mortgage · Commercial Mortgage SHOREHAM BANK
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST UNITED BANK & TRUST CO
Dec 2, 2024	Warranty Deed, Transfer SOVEREIGN TITLE SERVICES
Sep 24, 2021	Deed of Trust, Mortgage · VA Mortgage FIRST UNITED BANK & TRUST CO
Jul 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Aug 6, 2002 · Amount on Record
Deed Document Number	202417714
Deed Book / Page	9723 / 287
Prior Transfer Date	Nov 22, 2024
Prior Transfer Doc	0000017713
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007876/140
Date	Aug 7, 2017
Book Page	7876/140
Instrument	2017-011920

Lender

Name	BANCFIRST
Type	Bank
Address	LAWTON, OK 73502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2042

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SOVEREIGN TITLE SERVICES, SOVERIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008138/124
Date	Oct 24, 2018
Book Page	8138/124
Instrument	2018-015792

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 NE PINE AVE, ELGIN, OK 73538-3127

Mortgage

Document Number	009899/189
Date	Jun 26, 2025
Book Page	9899/189
Instrument	2025-009967

Lender

Name	SHOREHAM BANK
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 22, 2040

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008880/167
Date	Sep 24, 2021
Book Page	8880/167
Instrument	2021-017638

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Dec 2, 2024
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Document Number	009723/287
Book / Page	9723 / 287
Instrument Date	Nov 22, 2024
Instrument	2024-017714
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$367.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 NE PINE AVE, ELGIN, OK 73538-3127

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Transaction Type	Mortgage
Record Updated	Dec 19, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008880/167
Date	Sep 24, 2021
Book Page	8880/167
Instrument	2021-017638

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	Jul 22, 2022
Property Address	121 NE PINE AVE, ELGIN, OK 73538-3127
Document Number	0009134/67
Book / Page	9134 / 67
Instrument Date	Jul 22, 2022
Instrument	2022-013030
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 NE PINE AVE, ELGIN, OK 73538-3127

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,231.00 (-0.04%)	$22,061 (+2.68%) Land $141 Building $21,920	$196,104 (+2.68%) Land $1,256 Building $194,848
2024	$2,232.00 (+92.91%)	$21,486 (+93.92%) Land $141 Building $21,345	$190,987 (+93.92%) Land $1,256 Building $189,731
2023	$1,157.00	$11,080 Land $141 Building $10,939	$98,489 Land $1,256 Building $97,233

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADDO CO RWD #3 serves 3,900 people · EPA ID OK2000816
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pioneer Telephone Cooperative Fiber	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

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