121 N River St, Montgomery, IL 60538 Property Records

Kane County property record for 121 N River St, Montgomery, IL 60538

Property Summary

Property TypeCommercial
Details10,964 sqft · built 1970
Lot Size0.511 acres (22,275 sqft)
OwnerCompany Name on Record
Tax Bill$854 (2025)
Flood ZoneZone X (moderate risk)
APN15-32-433-004

Property Details

APN / Parcel Number

Primary APN15-32-433-004

Interior

Stories1 Story
Building Area10,964 sqft Gross Area
1st Floor Area10,964 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeMasonry / Concrete Block
Lot Area22,275 sqft (0.511 acres)
Lot Dimensions148 ft deep x 150 ft wide
PorchOpen Porch

Location & Zoning

Street Address121 N RIVER ST
CityMONTGOMERY
StateIL
Zip60538-1315
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMILL ADDN LOTS 1,2 & 3 BLK 2 LOT DIMENSIONS: 150 X 148.5 APPROX LOT SQ FT 22275 SUBDIVISION: CLUB RANGE CODE: 001
Legal SubdivisionSUBDIVISION
Legal Block2
Legal Lot Number1,2,3
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3017
Census Tract854002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address121 N RIVER ST, MONTGOMERY, IL 60538-1315
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionAurora Township
MunicipalityMontgomery Village
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$854.00 (-17.57%)$195,692 (+9.39%) Land $26,116 Building $169,576$587,311 (+9.39%) Land $78,379 Building $508,932
2024$178,894 (+22.66%) Land $23,874 Building $155,020$536,897 (+22.71%) Land $71,651 Building $465,246
2022$1,036.00 (-2.91%)$145,841 (+7.41%) Land $19,463 Building $126,378$437,523 (+7.41%) Land $58,389 Building $379,134
2021$1,067.00$135,779 Land $18,120 Building $117,659$407,337 Land $54,360 Building $352,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1996–2018)
Most Recent ClaimJun 2018 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY
serves 28,956 people · EPA ID IL0894690
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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