121 N Payne St, Pacific, MO 63069 Property Records

Franklin County property record for 121 N Payne St, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Feb 2026 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-1-11.0-1-003-099.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-11.0-1-003-099.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1965
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	100 sqft
Shed	1 Shed

Location & Zoning

Street Address	121 N PAYNE ST
City	PACIFIC
State	MO
Zip	63069-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 SUNRISE TERRACE
Legal Range	02E
Legal Township	43
Legal Section	11
Legal Quarter	NE
Legal Subdivision	SUNRISE TERRACE
Legal Block	3
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1045
Census Tract	800704

Owner

121 N Payne St is owned and occupied by an individual who acquired it in February 2026.

Source: Franklin County records, as of March 17, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	121 N PAYNE ST, PACIFIC, MO 63069-1222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Beneficiary Deed, Transfer
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Feb 26, 2020	Deed of Trust, Mortgage CITIZENS BK
Jul 26, 2019	Warranty Deed, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026
Deed Sale	Feb 20, 2026
Prior Sale	Jul 26, 2019
Deed Document Number	0002602179
Record Updated	Jun 8, 2026

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 20, 2026
Property Address	121 N PAYNE ST, PACIFIC, MO 63069-1222
Document Number	0002602179
Map Reference	PB F PG 31
Instrument Date	Feb 17, 2026
Instrument	2602179
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N PAYNE ST, PACIFIC, MO 63069-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	121 N PAYNE ST, PACIFIC, MO 63069-1222

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 6, 2022
Property Address	121 N PAYNE ST, PACIFIC, MO 63069-1222
Document Number	0002200257
Map Reference	PB F PG 31
Instrument Date	Dec 30, 2021
Instrument	2200257
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1304 W UNION ST, 1304, WILDWOOD, MO 63069-1235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N PAYNE ST, PACIFIC, MO 63069-1222

Mortgage

Document Number	0002200258
Date	Jan 6, 2022
Instrument	2200258

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	121 N PAYNE ST, PACIFIC, MO 63069-1222
Document Number	0000003528
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N PAYNE ST PACIFIC MO 630691222, PACIFIC, MO 63069-1222

Mortgage

Document Number	0000003528
Date	Mar 12, 2020
Instrument	3528

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 26, 2019
Property Address	121 N PAYNE ST, PACIFIC, MO 63069-1222
Document Number	0000009416
Instrument Date	Jul 22, 2019
Instrument	9416
Transaction Type	Construction Loan
Record Updated	Aug 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N PAYNE ST PACIFIC MO 630691222, PACIFIC, MO 63069-1222

Mortgage

Document Number	9417
Date	Jul 26, 2019
Instrument	9417

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 25, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 N Payne St was $2,149.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00	$30,527	$160,670 Land $27,810 Building $132,860
2023	$2,081.00 (+17.37%)	$27,871	$146,690 Land $27,810 Building $118,880
2022	$1,773.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 N Payne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 N Payne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC PWS serves 6,000 people · EPA ID MO6010620
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless	600 / 100
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Wisper ISP.

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