Carroll County property record for 121 N Main St, Union Bridge, MD 21791
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1941 |
| Lot Size | 0.256 acres (11,130 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,583 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-001525 |
| Primary APN | 12-001525 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Total Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,130 sqft (0.256 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 001525 |
|---|---|
| Street Address | 121 N MAIN ST |
| City | UNION BRIDGE |
| State | MD |
| Zip | 21791-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 1 - 11130 SF 121 N MAIN ST UNION BRIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 12, UNION BRIDGE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 512000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 N MAIN ST, UNION BRIDGE, MD 21791-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2003 |
| Deed Sale | Nov 25, 2003 |
| Prior Sale | May 16, 2001 · Amount on Record |
| Deed Document Number | 20032562 |
| Deed Book / Page | 3761 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 121 N MAIN ST, UNION BRIDGE, MD 21791-9101 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 121 N MAIN ST, UNION BRIDGE, MD 21791-9101 |
| Document Number | 0111750053 |
|---|---|
| Date | Jan 5, 2024 |
| Book Page | 11175/53 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Union Bridge Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,583.00 (+5.04%) Homeowner's exemption | $182,400 (+23.66%) Land $74,000 Building $108,400 | $182,400 (+23.66%) Land $74,000 Building $108,400 |
| 2025 | $2,459.00 (+12.64%) Homeowner's exemption | ||
| 2023 | $2,183.00 Homeowner's exemption | $147,500 Land $74,000 Building $73,500 | $147,500 Land $74,000 Building $73,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF UNION BRIDGE serves 997 people · EPA ID MD0060013 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures