121 N Garfield Ave, Oxnard, CA 93030 Property Records

Ventura County property record for 121 N Garfield Ave, Oxnard, CA 93030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1928
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Jul 2019)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201-0-123-090`

Property Details

APN / Parcel Number

Primary APN	`201-0-123-090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	121 N GARFIELD AVE
City	OXNARD
State	CA
Zip	93030-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	REC OF SURVEY 3 PG 52 LOT 1-E
Legal Subdivision	COLONIA HOME GARDENS
Legal Block	123
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1009
Census Tract	3201

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VENTURA COUNTY CU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGNIFIED HOME LOANS
Mar 14, 2020	Deed of Trust, Mortgage · Conventional with PMI DIGNIFIED HM LNS
Jul 18, 2019	Quit Claim Deed, Transfer SPL INC
Jul 18, 2019	Grant Deed, Transfer · Conventional with PMI DIGNIFIED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	May 10, 1999 · Amount on Record
Deed Document Number	201981464
Prior Transfer Date	Jun 10, 2019
Prior Transfer Doc	0000081464
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411

Mortgage

Document Number	0000037074
Date	May 31, 2023
Instrument	2023000037074

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411

Mortgage

Document Number	0000032244
Date	Feb 17, 2021
Instrument	20210217-00032244

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411
Document Number	0000041219
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N GARFIELD AVE OXNARD CA 930305411, OXNARD, CA 93030-5411

Mortgage

Document Number	0000041219
Date	Mar 20, 2020
Instrument	41219

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 19, 2035

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 18, 2019
Property Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411
Document Number	0000081463
Instrument Date	Jun 10, 2019
Instrument	81463
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	SPL INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	121 N GARFIELD AVE OXNARD CA 930305411, OXNARD, CA 93030-5411

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 18, 2019
Property Address	121 N GARFIELD AVE, OXNARD, CA 93030-5411
Document Number	0000081464
Instrument Date	Jun 10, 2019
Instrument	81464
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.60
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N GARFIELD AVE OXNARD CA 930305411, OXNARD, CA 93030-5411

Mortgage

Document Number	81465
Date	Jul 18, 2019
Instrument	81465

Lender

Name	DIGNIFIED HM LNS
Type	Funding / Finance Company
Address	WESTLAKE VILLAGE, CA 91362

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$266,485 (+2%) Land $172,437 Building $94,048
2025	$3,184.00 (+2.25%) Homeowner's exemption	$261,260 (+4.04%) Land $169,056 Building $92,204
2024	$3,114.00 (+3.8%)
2023	$3,000.00 (+3.13%) Homeowner's exemption	$251,116 Land $162,491 Building $88,625
2022	$2,909.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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