121 N Centre St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 121 N Centre St, Schoolcraft, MI 49087

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,639 sqft · built 1950
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2021)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-380-080`

Property Details

APN / Parcel Number

Primary APN	`14-18-380-080`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,639 sqft Living Area
1st Floor Area	1,639 sqft
Basement Area	1,639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	18,731 sqft (0.43 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 N CENTRE ST
City	SCHOOLCRAFT
State	MI
Zip	49087-8770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PH679-4304
Legal Description	S 1-68 VILLAGE OF SCHOOLCRAFT ORIGINAL PLAT LOT 12 9 & 1 ROD OFF N SIDE OF LOT 136
Legal Subdivision	ORIGINAL - VILLAGE OF SCHOOLCR
Legal Lot Number	12-136
Jurisdiction	KALAMAZOO MI
Township / Civil Division	SCHOOLCRAFT
Census Block Group	3
Census Block	3019
Census Tract	6102

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ARBOR FINANCIAL CU
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jun 28, 2021	Warranty Deed, Transfer TITLE RESOURCE AGENCY
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	202126113
Last Transfer Date	Sep 6, 2023
Transfer Doc	2023022447
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 18, 2023
Property Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770
Document Number	2023022447
Map Reference	LB A PG 58
Instrument Date	Sep 6, 2023
Instrument	2023-022447
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY ARBOR LL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770

Mortgage

Document Number	2023022448
Date	Sep 18, 2023
Instrument	2023-022448

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	TITLE RESOURCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025662
Date	Jun 24, 2021
Instrument	2021-025662

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 28, 2021
Property Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770
Document Number	2021026113
Map Reference	LB A PG 58
Instrument Date	Jun 21, 2021
Instrument	2021-026113
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 N MAIN ST, 138, VICKSBURG, MI 49097-1245

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 ASHERY DR, SCHOOLCRAFT, MI 49087-9168

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 23, 2020
Property Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770
Document Number	2020045238
Map Reference	LB A PG 58
Instrument Date	Dec 9, 2020
Instrument	2020-045238
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	METRO ADVANTAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,612.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 N CENTRE ST, 121, SCHOOLCRAFT, MI 49087-8770

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 N CENTRE ST, SCHOOLCRAFT, MI 49087-8770

Mortgage

Document Number	2020045239
Date	Dec 23, 2020
Instrument	2020-045239

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Schoolcraft Township
Municipality	Schoolcraft Village
Unified School District	Schoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (+17.75%)	$303,800 (+17.75%)
2025	$5,381.00 (+13.45%) Homeowner's exemption	$129,000 (+20.9%)	$258,000 (+20.9%)
2023		$106,700	$213,400
2022	$4,743.00 (+45.94%)
2019	$3,250.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARLOAF MOBILE HOME PARK private · serves 142 people · EPA ID MI0040256
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	SCHOOLCRAFT
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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