121 N Bowen St, Jackson, MI 49202 Property Records

Jackson County property record for 121 N Bowen St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,976 sqft · built 1925
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$149,000 (Sep 2021)
Tax Bill$3,945 (2025)
Deeds & MortgagesMar 2023 Mortgage
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2-014600000

Property Details

APN / Parcel Number

Primary APN2-014600000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,976 sqft Living Area
1st Floor Area1,080 sqft
Basement Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions132 ft deep x 49.5 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address121 N BOWEN ST
CityJACKSON
StateMI
Zip49202-4112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionN 1/2 OF LOTS 7 & 8 BLK 2 L H FIELD'S ADD
Legal SubdivisionL H FIELDS ADD
Legal Block2
Legal Lot Number7-8
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1018
Census Tract500

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address121 N BOWEN ST, JACKSON, MI 49202-4112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 16, 2021Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2021 · Amount on Record
Deed SaleSep 16, 2021 · Amount on Record
Prior SaleNov 28, 2005 · Amount on Record
Deed Document Number20212894071
Deed Book / Page2196 / 81
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address121 N BOWEN ST, JACKSON, MI 49202-4112
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 N BOWEN ST, JACKSON, MI 49202-4112

Mortgage

Document Number0002935579
DateMar 31, 2023
Book Page2227/1288
Instrument2935579
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueOct 1, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateSep 16, 2021
Property Address121 N BOWEN ST, JACKSON, MI 49202-4112
Document Number0002894071
Book / Page2196 / 81
Map ReferenceLB 3 PG 31
Instrument DateSep 8, 2021
Instrument2894071
Transaction TypeTransfer
Record UpdatedNov 18, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,281.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 N BOWEN ST, 121, JACKSON, MI 49202-4112

Transferred To (Grantee/Buyer)

NameVerified Name
Address3972 REED RD, CLARKLAKE, MI 49234-9797

Mortgage

Document Number0021960082
DateSep 16, 2021
Instrument2196-0082
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term363 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,200 (+10.41%)$286,400 (+10.41%)
2025$3,945.00 (-14.83%)$129,700 (+42.84%)$259,400 (+42.84%)
2024$4,632.00 (-21.28%)
2023$90,800$181,600
2022$5,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

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